SoFi Expands Loan Platform Business with Multiple New Agreements Totaling Over $3.6 Billion

SoFi Technologies, Inc. announced the expansion of its Loan Platform Business (LPB), committing over $3.6 billion in personal loan delivery across three new partnerships.

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SoFi closed a LPB transaction with a leading global bank for an expected loan delivery of over $1 billion and a separate LPB transaction with a financial services and insurance group for $600 million over 12 months.

Additionally, SoFi agreed terms on a new partnership with a top-five global private asset management firm, expected to deliver up to $2 billion over a two-year period.

SoFi’s Loan Platform Business refers pre-qualified borrowers to loan origination partners as well as originates loans on behalf of third parties. These new agreements reflect the continuing strong demand for personal loans from both members and debt investors.

“Adding three new partners to our growing network shows the unique value of our Loan Platform Business to asset managers, institutional investors and partners more broadly,” said Anthony Noto, CEO of SoFi. “By connecting strong borrower demand with institutional capital, we’re building a capital-light, fee-based business that complements our overall lending business while leveraging our existing technology platform capabilities in underwriting, pricing, marketing and servicing.”

SoFi’s Loan Platform Business drives capital-light, fee-based revenue by earning fee income for originating loans for partners while retaining servicing rights. In 2025, SoFi’s Loan Platform Business secured over $10 billion in commitments to meet strong borrower demand.

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