Nearly $19M Raised Before V1 Protocol Launch, This New Crypto May Be The Safest 2026 Investment

The crypto market is moving fast, and investors are rushing in to secure positions in the next big opportunity. Amid rising volatility, Mutuum Finance (MUTM) is standing out as a beacon of safety and innovation.

Early backers are locking positions before the next price jump, drawn by the protocol’s strong governance, CertiK audit, and a transparent bug bounty program. Nearly $19 million have already been raised even before the V1 protocol goes live, showing unprecedented trust from the crypto community.

Mutuum’s Dual Lending Model Paves the Way for Growth

Phase 6 of the Mutuum Finance (MUTM) presale is now underway at $0.035 per token, with 90% of the 170 million tokens allocated already purchased. Over 18,500 holders are already on board combining all phases, and the next phase is planned at $0.04, representing a 15% increase.

This means the window for acquiring discounted tokens is closing quickly, and early investors will be rewarded for acting now. With a total supply of 4 billion MUTM, the presale has already demonstrated strong momentum that will only grow as the platform launches.

Mutuum Finance (MUTM) is set to redefine decentralized lending through its dual lending model. The Peer-to-Contract (P2C) mechanism will allow depositors to supply liquidity to automated smart contracts, earning interest securely.

At the same time, the Peer-to-Peer (P2P) option will enable direct loans between lenders and borrowers, giving investors access to higher-risk tokens while maintaining flexibility. This dual system ensures that every type of user can find a suitable solution, creating both stability and continuous demand for MUTM tokens.

Lending, borrowing, and staking features will soon go live, creating real utility for the token. Every interaction on the platform will require MUTM directly or indirectly, driving constant demand and giving holders confidence that growth is supported by protocol activity rather than speculation. This unique combination of safety, flexibility, and utility positions Mutuum Finance (MUTM) as one of the few crypto tokens designed for long-term upward movement.

Staking, Buybacks, and Continuous Demand

The protocol’s innovative buy-and-distribute mechanism will reinforce investor confidence. mtTokens, which represent user deposits and accrued interest, will allow stakers to earn MUTM rewards.

Revenue generated from protocol fees will be used to repurchase MUTM tokens from open markets and distribute them to stakers, creating a continuous loop of demand. This system not only rewards loyal investors but also strengthens the token’s value over time, making it a must-watch for anyone interested in investing in crypto.

Consider a real-world example: An investor who bought $5,000 of MUTM during Phase 2 at $0.015 will hold tokens valued at $12K at the current Phase 6 price of $0.035. If MUTM reaches $1, that same holding will be valued over $333K, and at $2, more than $666K. These returns will come from genuine platform growth and utility rather than market hype, providing a safe, high-upside opportunity for strategic investors.

V1 Protocol Launch and Market Confidence

Mutuum Finance (MUTM) has planned to launch its V1 of the protocol on the Sepolia testnet in Q4 2025. This will include liquidity pools, mtTokens, Debt Tokens, and the Liquidator Bot, giving users early access to real DeFi features before public release. At this stage, users will have the ability to lend, borrow, and use ETH or USDT as collateral within the system. This step will allow investors to experience the platform firsthand, generating market confidence and preparing the token for a smooth launch and possible future exchange listings.

Community incentives will further boost interest and engagement. Mutuum Finance (MUTM) is running a $100,000 giveaway, rewarding 10 winners with $10,000 each in MUTM tokens. The Top 50 Leaderboard are offered bonus tokens, and daily prizes of $500 keep participants active. With over 12,000 Twitter followers and a live dashboard showing ROI simulations, the community will stay informed, engaged, and ready to act.

A Tight Window at $0.035

Phase 6 is nearly sold out, and this is the final chance to acquire tokens before the price rises to $0.04. Early investors are locking in their positions today to secure gains and benefit from the protocol’s utility-driven growth.

Miss it now, and you’ll be buying 15% higher tomorrow. Mutuum Finance (MUTM) is positioned as one of the safest and most promising crypto investments for 2026, combining strong security, real-world utility, and community-focused incentives to create a platform that will attract both new and seasoned investors.

For anyone looking to find crypto to buy now, Mutuum Finance (MUTM) represents a rare chance to get in early on a project with a clear roadmap, upcoming DeFi features, and a growing, engaged community. The future of decentralized lending and staking will be shaped by projects like MUTM, and early investors are set to benefit from both price appreciation and platform growth.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

:::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision.

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