As Bitcoin nears $87K, stablecoin spending takes focus. Here’s how Remittix compares to Digitap’s live omni-bank app and why $TAP stands out for 2026.As Bitcoin nears $87K, stablecoin spending takes focus. Here’s how Remittix compares to Digitap’s live omni-bank app and why $TAP stands out for 2026.

Remittix Vs Digitap ($TAP): Who Wins The Stablecoin Spending Boom As Bitcoin Trades Near $87K?

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As Bitcoin hovers near $87K, attention is shifting from pure price speculation to real-world utility, especially in stablecoin spending and crypto-powered banking. That shift is happening just as two crypto presale contenders, Remittix (RTX) and Digitap ($TAP), race to capture users looking for practical ways to spend, move, and earn with digital assets.

The timing feels deliberate. Digitap has rolled out its 12 Days of Christmas event, layering its presale with rotating bonuses, account upgrades, and short-window rewards. For investors scanning the market for the best crypto to buy now, the seasonal push adds a clear sense of momentum at a time when most projects are staying quiet.

Features Driving Digitap Use: Fiat, Crypto, And Cards

Before comparing numbers, it’s important to understand why Digitap is gaining traction. The project positions itself as a live crypto banking app, not just a roadmap. 

Users can already manage 20+ fiat currencies and 100+ cryptocurrencies in one interface, move funds globally via SEPA, SWIFT, and blockchain rails, and spend directly using Digitap cards.

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This matters in today’s market. As volatility compresses upside for large-cap coins, capital is rotating into altcoins to buy that solve real problems. Digitap’s value proposition, global payment freedom with user control, fits neatly into that trend.

Trust is part of the equation as well. Digitap works alongside licensed banking partners, connects users to established payment rails, and relies on audited smart contracts rather than closed systems. With more than 100,000 wallets already linked to the presale, the project appears to be attracting steady interest despite a more cautious market backdrop.

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

Remittix VS $TAP Presale Numbers — What the Stage Data Shows

Remittix is currently priced at $0.119, with the next stage at $0.123. Roughly 74% of the current presale stage is completed, with about $29 million raised so far. These figures show solid traction, but much of the early upside has already been captured compared to its starting price of $0.015.

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Digitap tells a different story. $TAP began at $0.0125 and is now priced at $0.0371, with the next increase set at $0.0383. About 57% of the current round is complete, and nearly 150 million tokens have been sold. Importantly, these percentages reflect stage progress, not the full presale.

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To put this into perspective, moving from the current presale price near $0.037 to the planned listing price of $0.14 represents a potential uplift of roughly 3.8×, assuming execution milestones are met. That mathematical asymmetry is why $TAP is increasingly framed as a crypto to buy now rather than later.

Where $TAP Demand Could Come From Beyond Transfers

Remittix focuses on crypto-to-fiat remittances, aiming to streamline cross-border payments. Built on Ethereum, RTX has a fixed supply of 1.5 billion tokens, no buy or sell taxes, and staking yields projected between 4% and 8% annually. Presale buyers face no vesting, while team tokens are locked for three years, a structure designed to reduce early sell pressure.

Digitap, however, expands beyond transfers into a full financial ecosystem. The $TAP token fuels cashback, fee reductions, staking, governance, and VIP account access. With a fixed 2 billion supply, zero inflation, no transaction taxes, and multiple burn mechanisms, $TAP is designed around long-term scarcity rather than short-term hype.

Where Remittix optimizes one core function, Digitap integrates payments, banking, rewards, and governance into a single loop, an important distinction as users increasingly demand utility they can access daily.

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What “Spendable Crypto” Requires: Compliance, UX, And Rewards

The stablecoin spending boom favors platforms that combine compliance, usability, and incentives. Remittix benefits from simplicity and a focused remittance narrative, but Digitap’s breadth creates more demand vectors for its token. Every payment, transfer, cashback reward, and staking action reinforces $TAP’s role inside the ecosystem.

The ongoing 12 Days of Christmas campaign amplifies this effect. Every 12 hours, new rewards unlock, ranging from free Premium and PRO accounts to token bonuses, encouraging repeat engagement at a time when many investors are sitting on the sidelines. In a bear-leaning market, that kind of activity matters.

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Why “Spend, Not Trade” Could Define The Next Altcoins to Buy Cycle

Both projects are part of the broader wave of crypto presales with real utility, but they appeal to different risk profiles. Remittix offers exposure to a specialized payments niche, while Digitap positions itself as a holistic financial layer for crypto-native users.

For investors evaluating the best crypto to buy now, Digitap’s combination of early-stage pricing, live product, transparent tokenomics, and seasonal momentum makes it one of the more compelling altcoins to buy heading into the next market phase. 

As Bitcoin consolidates near all-time highs, projects that turn crypto into something spendable, not just tradable, are likely to define the next cycle.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

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