Best Cheap Crypto to Buy Before the Next Bull Run Begins

As the market prepares for the next bullish cycle, early positioning has become a core strategy in crypto investing. Investors are increasingly looking for projects that combine low entry pricing, clear utility, and visible development progress. In this context, Mutuum Finance (MUTM) stands out as a structured DeFi protocol still in its presale stage, offering access at a price level that will not remain available for long. With its presale nearing completion in Phase 6 and key milestones already confirmed, Mutuum Finance (MUTM) is emerging as a serious crypto to buy now before broader market attention intensifies.

Final Window to Access MUTM

Right after the presale began, Mutuum Finance (MUTM) adopted a stepped pricing structure designed to reward early participation. The token price moved from $0.01 in the earliest phase to $0.035 in Phase 6, representing a 250% increase during the presale progression. The project has also outlined a planned launch price of $0.06, reinforcing a clear price trajectory that favors early buyers.

Phase 6 availability is already 98% sold out, signaling that demand is tightening rapidly. The upcoming Phase 7 will introduce another pricing change, with a confirmed increase of 15%, moving the token price to $0.040. This makes the current phase the final window to access MUTM at its present discounted level. Adding to accessibility, Mutuum Finance (MUTM) now allows token purchases via card with no purchase limits, removing friction for new participants entering the presale.

Mutuum Finance (MUTM): A Lending Protocol Built for Utility and Growth

Mutuum Finance (MUTM) will position itself as a decentralized lending protocol built around two complementary lending models designed to serve different user needs. Its Peer-to-Contract (P2C) system will allow users to lock stablecoins such as USDT into smart contract-backed liquidity pools. This structure will offer an automated way to earn passive income through transparent, protocol-managed lending, appealing to those who value efficiency and security without manual oversight.

Alongside this, Mutuum Finance (MUTM) will introduce a Peer-to-Peer (P2P) lending model that enables direct lending agreements between users without intermediaries. This approach will allow participants to set custom loan terms, offering flexibility and enhanced confidentiality. By combining P2C and P2P lending, the platform will create multiple yield paths that can attract a wide range of users, from experienced DeFi participants to long-term capital allocators seeking diversified income strategies. While the system may appear advanced to those unfamiliar with decentralized finance, its dual structure is designed to deliver competitive yields that reward engagement.

Development progress adds further credibility to the protocol. Phase 1 of the roadmap has been fully completed, and more than half of Phase 2 has already been achieved. The remaining objectives in Phase 2 include the implementation of advanced features, risk parameters, and advanced analytics tools. The project’s whitepaper has also been updated to reflect protocol progress and recent developments, reinforcing transparency and signaling that Mutuum Finance (MUTM) is actively moving toward launch with a clear execution plan.

Launch Momentum, Rewards, and Long-Term Demand

One of the most compelling aspects of Mutuum Finance (MUTM) is its expected simultaneous platform launch and token listing. The protocol will launch its lending and borrowing platform at the same time as the MUTM token becomes tradable. This coordinated rollout will allow traders, lenders, and borrowers to interact with a live product from day one. Unlike many presales that release tokens without immediate utility, Mutuum Finance (MUTM) will introduce working lending modules immediately, giving the token a functional role at launch.

This synchronized debut is expected to support stronger early momentum and can attract attention from Tier-1 and Tier-2 exchanges, as working products often meet listing criteria faster. From the first day, users will be able to explore the dual lending system and stake mtTokens for rewards, ensuring that MUTM demand is linked directly to platform activity rather than speculation alone.

Supporting long-term value, Mutuum Finance (MUTM) will implement a buy-and-distribute dividend mechanism. Part of the protocol’s revenue, generated from borrowing fees and platform usage, will be used to buy back MUTM tokens from the open market. These tokens will then be distributed to users who stake their mtTokens in designated contracts. This structure will reward long-term participants while introducing consistent buy-back pressure that supports price growth as platform usage expands.

Upcoming Protocol Launch

Further strengthening confidence, Mutuum Finance (MUTM) has confirmed that the first version of its protocol will launch on the Sepolia Testnet in Q4 2025. This deployment will introduce core infrastructure, including liquidity pools, mtToken and debt-token models, and an automated liquidator bot designed to manage collateral risk. Users will be able to participate in lending and borrowing using ETH or USDT as collateral during this phase. Rolling out V1 on a testnet will allow community interaction ahead of mainnet, encouraging feedback and reinforcing trust through transparency.

As the presale approaches its final stages, urgency is building. Phase 6 is already 98% sold out, and the next phase will raise the token price by 15%, moving it from $0.035 to $0.040. This marks the last opportunity to secure MUTM at its current discounted rate before the next increase. Adding to the momentum, Mutuum Finance (MUTM) is running an ongoing $100K giveaway aimed at accelerating community growth. Ten winners receive $10,000 worth of MUTM tokens each, rewarding early believers who engage before launch.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Best Cheap Crypto to Buy Before the Next Bull Run Begins appeared first on Blockonomi.