MEXC Loans offers zero-interest USDT, USDC borrowing at 0%–3.5%
MEXC has launched a month-long promo that cuts USDT and USDC borrowing rates from 3.5% to 0%, letting verified users lever up against BTC, ETH, SOL and XRP collateral.
- From Jan. 27 to Feb. 27, 2026, MEXC Loans users can borrow USDT or USDC at 0% instead of the standard 3.5% rate, provided they complete primary KYC before the deadline.
- The platform now accepts BTC, ETH, SOL and XRP as collateral, with borrowed funds deployable across spot, futures and other in-house investment products.
- The loans have no fixed term, but users must manage collateral ratios themselves as crypto volatility can trigger liquidations despite the zero-interest offer.
Digital asset exchange MEXC announced Monday the launch of a limited-time zero-interest borrowing promotion, according to a company statement.
MEXC lauches with 0% interest USDT and USDC with crypto loan program
The promotional event, which runs from January 27 to February 27, 2026, at 10:00 UTC, reduces the borrowing interest rate from the standard 3.5% to 0%, the company stated. The promotion applies to MEXC Loans, a collateralized lending service that allows users to borrow USDT or USDC using cryptocurrency assets as collateral.
Users must complete Primary KYC verification before the event ends to participate, according to the announcement. Standard interest rates will automatically resume after February 27, the company said.
The platform has expanded collateral support to include Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Ripple (XRP), according to the statement. Borrowed capital can be deployed across spot trading, futures trading, and other investment products, the company indicated.
During the promotional period, users can borrow at 0% interest with no fixed term, managing collateral rates and risk exposure based on individual strategies, MEXC stated.
Founded in 2018, MEXC reports serving over 40 million users across more than 170 countries. The exchange positions itself as offering zero-fee trading on select pairs and provides access to digital asset trading.
The cryptocurrency market remains highly volatile, and investors face significant financial risks when trading digital assets, according to market analysts.
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