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Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 68.02
+0.61%
+1.04%
+6.63%
$ 1.05B
$ 2.25K
2
MORPHO
MORPHO
MORPHO
$ 1.9707
+0.59%
+0.50%
+9.17%
$ 988.48M
$ 36.82K
3
Olympus
Olympus
OHM
$ 16.48
-0.30%
+0.38%
-3.91%
$ 246.80M
$ 21.30K
4
Compound
Compound
COMP
$ 17.8
+0.62%
+0.85%
-1.92%
$ 178.16M
$ 4.83K
5
Maple Finance
Maple Finance
SYRUP
$ 0.14166
+0.96%
+7.32%
+7.51%
$ 167.66M
$ 481.77K
6
Kamino
Kamino
KMNO
$ 0.0177
-0.22%
+0.91%
+15.71%
$ 85.76M
$ 3.50M
7
Spark
Spark
SPK
$ 0.02018
+0.70%
+4.04%
+1.31%
$ 56.21M
$ 2.95M
8
Quantix Finance
Quantix Finance
QFI
$ 55.355
-0.22%
+0.45%
+4.71%
$ 55.29M
$ 9.60K
9
Venus
Venus
XVS
$ 2.5398
-0.45%
+2.89%
+2.82%
$ 41.38M
$ 21.96K
10
Zest Protocol
Zest Protocol
ZEST
$ 0.26915
+0.91%
-2.85%
-3.91%
$ 39.47M
$ 551.48K
11
Dogelon Mars
Dogelon Mars
ELON
$ 0.000000031
+1.38%
+1.44%
-0.29%
$ 30.88M
$ 2.80T
12
deBridge
deBridge
DBR
$ 0.01597
+0.19%
+1.14%
+6.96%
$ 30.78M
$ 3.38M
13
Euler Finance
Euler Finance
EUL
$ 1.0467
+0.68%
+14.14%
+18.01%
$ 25.20M
$ 83.79K
14
Yei Finance
Yei Finance
CLO
$ 0.18981
-2.75%
+32.37%
+31.54%
$ 23.92M
$ 2.51M
15
Lista DAO
Lista DAO
LISTA
$ 0.05292
+0.55%
+2.38%
-0.30%
$ 21.66M
$ 1.12M
16
CoinDepo
CoinDepo
COINDEPO
$ 0.07739
+0.22%
+0.26%
+1.52%
$ 19.37M
$ 1.44M
17
Moonwell
Moonwell
WELL
$ 0.00367569
+1.82%
+0.75%
-0.09%
$ 16.47M
$ 2.20M
18
EVAA Protocol
EVAA Protocol
EVAA
$ 0.6204
-14.67%
+71.87%
+90.61%
$ 11.92M
$ 1.15M
19
Dolomite
Dolomite
DOLO
$ 0.02503
+0.80%
-0.28%
+9.39%
$ 11.06M
$ 2.26M
20
BENQI
BENQI
QI
$ 0.00138184
+1.01%
-1.15%
-1.48%
$ 9.95M
$ 451.41K
21
Abelian
Abelian
ABEL
$ 0.08192
+0.44%
+4.22%
+17.37%
$ 9.63M
$ 157.01K
22
Goldfinch
Goldfinch
GFI
$ 0.08208
+2.23%
+3.70%
-27.60%
$ 7.12M
$ 837.17K
23
NAVI Protocol
NAVI Protocol
NAVX
$ 0.007011
+0.27%
-3.34%
+7.14%
$ 5.73M
$ 7.75M
24
HyperLend
HyperLend
HPL
$ 0.01267883
+0.04%
-0.60%
-2.37%
$ 4.88M
$ 2.38K
25
Avalon
Avalon
AVL
$ 0.02742
+0.66%
-0.22%
-4.00%
$ 4.43M
$ 1.88M
26
Gearbox
Gearbox
GEAR
$ 0.00039202
+0.14%
-0.16%
+15.27%
$ 3.92M
$ 1.07K
27
Suilend
Suilend
SEND
$ 0.05194
+0.06%
-2.09%
+4.59%
$ 3.66M
$ 991.10K
28
Liqwid Finance
Liqwid Finance
LQ
$ 0.161185
+0.02%
+0.17%
+9.88%
$ 3.27M
$ 606.36
29
Wise
Wise
WISE
$ 0.09871
-0.15%
+3.00%
+12.50%
$ 2.16M
$ 25.01K
30
Reservoir
Reservoir
DAM
$ 0.010055
+0.21%
-12.01%
+6.70%
$ 2.01M
$ 5.22M
31
Scallop
Scallop
SCA
$ 0.0124
+3.33%
0.00%
-10.14%
$ 1.99M
$ 13.69K
32
Blend
Blend
BLND
$ 0.05093
-0.83%
+1.92%
+1.52%
$ 1.80M
$ 35.01K
33
MEZO
MEZO
MEZO
$ 0.01509
+0.33%
+1.00%
-4.28%
$ 1.31M
$ 3.69M
34
Hatom
Hatom
HTM
$ 0.01356124
-0.77%
+0.22%
+0.45%
$ 1.07M
$ 1.13K
35
TrueFi
TrueFi
TRU
$ 0.00077121
-0.73%
-0.58%
+16.81%
$ 969.40K
$ 79.86K
36
Pixie Dust
Pixie Dust
DUST
$ 0.387376
+1.68%
+2.08%
+1.94%
$ 720.88K
$ 30.91K
37
Nostra
Nostra
NSTR
$ 0.0055384
-1.02%
+1.40%
-0.72%
$ 553.84K
$ 799.88
38
DefiTuna
DefiTuna
TUNA
$ 0.00175699
+0.38%
+11.95%
+21.87%
$ 494.59K
$ 6.06K
39
Radiant Capital
Radiant Capital
RDNT
$ 0.0003746
+0.75%
-7.00%
-23.69%
$ 484.01K
$ 84.88K
40
Celsius Network
Celsius Network
CEL
$ 0.01328177
-0.75%
-5.10%
-8.14%
$ 474.41K
$ 482.78
41
dForce
dForce
DF
$ 0.00035976
-0.23%
-2.24%
-3.91%
$ 359.73K
$ 364.74
42
Notional Finance
Notional Finance
NOTE
$ 0.00651259
-0.14%
+3.02%
+5.37%
$ 306.28K
$ 0.14
43
Seamless Protocol
Seamless Protocol
SEAM
$ 0.0071948
+0.15%
+0.05%
-6.16%
$ 292.72K
$ 3.91K
44
LO0P
LO0P
LO0P
$ 0.258875
-0.27%
+5.49%
+5.96%
$ 259.39K
$ 3.75K
45
Paystream
Paystream
PAYS
$ 0.04482075
0.00%
+0.06%
+0.01%
$ 184.11K
$ 0.69
46
Neptune
Neptune
NEPT
$ 0.03990766
-0.31%
+2.17%
-2.61%
$ 152.82K
$ 178.81
47
BendDAO
BendDAO
BEND
$ 2.961E-5
0.00%
-0.96%
-3.24%
$ 121.61K
--
48
Alpaca Finance
Alpaca Finance
ALPACA
$ 0.00071033
-0.63%
+16.72%
-6.91%
$ 107.74K
$ 7.60K
49
Silo Finance
Silo Finance
SILO
$ 0.00017232
-0.01%
+0.78%
-59.48%
$ 105.50K
$ 30.72
50
Pike Finance
Pike Finance
P
$ 0.00039884
0.00%
-0.22%
-1.60%
$ 91.77K
$ 1.33

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.