Plasbit Crypto Card for Everyday Spending

Most people who use crypto do not need another complicated product. They need a simple way to use the crypto they already have.

Many users hold Bitcoin, USDT, USDC, or other stablecoins, but the problem usually arises when they want to spend that money on everyday things. Groceries, subscriptions, hotels, online shopping, restaurants, fuel, bills, or cash withdrawals still require a card, a bank transfer, or some extra step.

Plasbit card is built around that specific problem. It gives users a way to deposit crypto, load it to the card, and spend it just like any bank debit card.

If someone receives crypto from work or uses crypto because local banking is unreliable, they still have the same daily expenses as everyone else. They need to pay online, go to a store, buy food, travel, or withdraw cash as needed.

That is where the card becomes useful. Instead of converting crypto to fiat, sending it to a bank account, and then spending it with a regular bank card, users can load their Plasbit card directly from their crypto balance and use it for everyday expenses. It gives them a simpler way to spend crypto without needing a bank transfer first.

How the Plasbit card works

The flow is simple. A user opens a Plasbit account, completes the KYC verification, deposits crypto, orders a card, loads the card, and starts using it online or in store.

The card does not try to change how people pay. It keeps the payment experience familiar. The user still pays with a card, but the funding source is crypto.

That matters because most businesses still do not accept crypto directly. When someone walks into a supermarket, restaurant, hotel, or local store, they cannot rely on the merchant supporting crypto payments. They also may not want to explain that they are paying from crypto or that they hold crypto at all. With the Plasbit card, the payment looks and feels like any regular Visa card payment. You tap or swipe the card, basically paying like everyone else.

Virtual card

The virtual card is usually the fastest way to start spending.

Users can order a virtual card, load it with crypto, and use it within minutes of signing up. It is useful for subscriptions, travel bookings, and online shopping.

There is no physical delivery and it’s free, so it fits users who mainly spend online or want to test the card. Use this version:

The virtual card can also be connected to Apple Pay or Google Pay where supported. This means users can use it not only for online payments, but also in physical stores with tap-to-pay, just like a regular card. They do not need to carry a plastic card or a wallet. They can load the card from their crypto balance with a 0.5% loading fee and pay from their phone wherever contactless payments are accepted.

Physical Plastic card

The physical card is for users who want to use it for in-store purchases, contactless payments, and specifically for ATM withdrawals.

The card is reloadable, and loading is instant. The loading fee is 0.5% and users can withdraw up to €500 per day and up to €5,000 per month, with up to 5 cash withdrawals per day.

For purchases, the card supports up to €30,000 per transaction, €30,000 per day, and €30,000 per month, with a yearly purchase limit of €200,000. It also supports 3D Secure, PayPal compatibility, and balance unloading.

Why the card matters for stablecoin users

A lot of users do not hold stablecoins because they are trying to trade all day. They hold USDT or USDC because they want something more stable than their local currency, or because they get paid in crypto, receive money from abroad, or simply do not want to keep everything inside a bank account.

The problem starts when they need to spend part of that balance.

Most shops, supermarkets, hotels, fuel stations, and online services still do not accept crypto directly. Even when they do, the user may not want to explain that they are paying with crypto or depend on the merchant knowing how to accept it.

With the Plasbit card, the user does not need the merchant to accept crypto. They load the card from their crypto balance and pay like with a regular Visa card, wherever the supported card network is accepted.

That is the actual use case. The user can keep most of their money in crypto or stablecoins, load only what they need, and use the card for normal payments.

Card availability and limits

Plasbit cards are available as virtual and plastic cards in supported regions and currencies, depending on the card program.

Both virtual and plastic cards have free issuance, instant loading, a 0.5% loading fee, 3D Secure support, Apple Pay, Google Pay and PayPal compatibility and even the plastic card delivery is free.

For purchases, both card types support up to €/$30,000 per transaction, with a yearly purchase limit of €/$200,000.

A short recap about Plasbit

Plasbit is a crypto financial platform founded in 2020 and has over 25,000 registered users and has processed more than $400 million in transactions.

The platform serves users across more than 80 countries and works with over 200 business partners, with a daily transaction volume of more than 2 million.

The company is self-funded and does not build the card around cashback campaigns or reward tricks. The focus is on traditional banking services, wallet, exchange, cards, bank transfers, and crypto payment processing that help users actually use their crypto.

Plasbit operates under a Poland VASP registration and a Canada MSB registration is PCI DSS certified, keeps user balances backed 1:1, separates user funds from company funds, and uses cold-storage-focused protection.

The card is one part of the wider platform, but it is the part that most users feel immediately.

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