Mutuum Finance (MUTM) is the best crypto to buy now due to its staged presale model, which rewards early entry and builds organic demand. A $250 investment couldMutuum Finance (MUTM) is the best crypto to buy now due to its staged presale model, which rewards early entry and builds organic demand. A $250 investment could

Why The Top Crypto To Buy Now is Not Solana (SOL) But This $0.04 Altcoin

2026/01/05 09:11
4 min read

In top crypto news today, investors are seeking the best crypto to buy now amid volatile markets. Solana (SOL) has long been viewed as a top crypto, but recent indicators reveal vulnerabilities that make it less appealing as the best crypto to buy now.

Instead, attention shifts to Mutuum Finance (MUTM), an innovative DeFi crypto priced at $0.04, positioning itself as the next big crypto with strong fundamentals.

Since its presale began, MUTM has raised $19,600,000 from 18,650 holders, showcasing robust community support. This DeFi crypto offers transformative potential.

A $250 investment could surge to $10,000 with 40x returns by mid-2026, driven by its structured growth and utility, making MUTM the best crypto to buy now for those eyeing the next big crypto explosion.

Solana Faces Headwinds

Solana, once hailed as a top crypto for its speed, now grapples with signs of waning momentum that undermine its status as the best crypto to buy now.

Options worth millions expire today, with a put-call ratio of 0.52 signaling bearish sentiment. The max pain price sits at $124, below the current level around $126, potentially triggering a selloff as put volume spiked over the past 24 hours.

SOL's price edged up nearly 2% in the last day, fluctuating between $124.22 and $127.72, but trading volume plummeted 22%, indicating fading interest from traders.

This reliance on short-term hype, without fresh utility upgrades, exposes SOL to corrections in a market favoring sustainable DeFi crypto projects. Unlike emerging altcoins with built-in demand drivers, Solana's network congestion issues and lack of innovative revenue loops make it riskier, steering savvy investors toward alternatives like MUTM as the true next big crypto.

Mutuum Finance Fast Selling Presale

Mutuum Finance (MUTM) stands out as the best crypto to buy now due to its staged presale model, which rewards early entry and builds organic demand. Currently in Phase 7, tokens are available at $0.04, a 300% rise from Phase 1's $0.01, with over 800 million already sold. This DeFi crypto's fixed supply of 4 billion tokens, with 45.5% for presale, creates scarcity as phases advance.

Early buyers benefit from predictable ROI growth. For instance, investing $1,000 now secures 25,000 MUTM, which at the $0.06 launch will already have reached $1,500. Post-launch, analysts project 400% ROI within months, propelled by multi-chain expansions and CEX listings, similar to how SOL surged from $0.24 presale price. One factor that has aided in MUTM’s rapid presale pace is a recent update that allows card purchases with no limits. This has eased entry into this next big crypto even for first-time crypto investors.

Phase 7 is selling out swiftly, presenting the final window to acquire MUTM at $0.04 before Phase 8 hikes it to $0.045. As demand surges from 18,650 holders, latecomers face steeper costs and diminished upside. This urgency mirrors past altcoin rushes where early buyers reaped massive gains, leaving others regretting inaction. Joining now not only locks in discounts but positions investors for V1 protocol launch on Sepolia testnet, featuring liquidity pools and initial assets like ETH and USDT, which solidifies MUTM as the best crypto to buy now.

The project’s buy-and-distribute mechanism further elevates MUTM as the next big crypto by linking protocol fees to token value. Fees from lending and borrowing fund open-market MUTM buys, redistributed as dividends to mtToken stakers. This creates buy pressure and reduces supply, benefiting holders. For example, a lender supplying $5,000 in ETH to a P2C pool earns up to 8% APY, plus staked mtTokens yield extra MUTM from buybacks. Borrowers access USDT against collateral without selling assets, say borrowing $2,000 against $3,000 ETH to cover needs while retaining upside. Unlike inflationary tokens, this DeFi crypto's model fosters long-term holding.

Mutuum Finance Safety Appeal

Security underpins MUTM's appeal as the best crypto to buy now, with a completed Halborn Security audit. This follows another audit by CertiK that awarded the project a token scan score of 90/100 and an ongoing $50,000 bug bounty program, that seeks to reward bug discoveries from $200 to $2,000.

Industry data reveals over 80% of crypto thefts hit DeFi protocols, with $4 billion lost in 2022 alone due to vulnerabilities often caught by audits. Unaudited projects fail at rates exceeding 50%, per reports. MUTM's multi-layer testing, including ethical hacker incentives, builds trust, attracting institutional flows and minimizing risks in this next big crypto. As crypto news today highlights shifting opportunities, MUTM eclipses SOL with its utility-driven growth, making it the top crypto and best crypto to buy now for substantial returns.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

:::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program.

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