Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15050 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum Foundation Launches New Funding Mechanism to Support Privacy Developers

Ethereum Foundation Launches New Funding Mechanism to Support Privacy Developers

PANews reported on October 10th that the Ethereum Foundation's Funding Coordination Team and Keyring Network jointly launched a new funding mechanism to support privacy developers, according to an official blog post. The zkVerified permissioned vault deployed on the Keyring mainnet provides access to a compliant and privacy-preserving DeFi lending market. During the first two months, all protocol fees from the Keyring zkVerified vault will be donated to the legal defense fund of Roman Storm and Alexey Pertsev, two Tornado Cash developers currently on trial for releasing open-source code. The Ethereum Foundation stated that this model ensures that the vault's first users can directly support the legal defense of privacy-focused developers.

Author: PANews
How crypto millionaires spend their fortunes

How crypto millionaires spend their fortunes

The post How crypto millionaires spend their fortunes appeared on BitcoinEthereumNews.com. A version of this article first appeared in CNBC’s Inside Wealth newsletter with Robert Frank, a weekly guide to the high-net-worth investor and consumer. Sign up to receive future editions, straight to your inbox. The price surge in bitcoin helped created another 70,000 new crypto millionaires over the past year, adding hundreds of billions of dollars in potential spending to the economy, according to new studies. There are now an estimated 241,700 individuals with crypto holdings worth $1 million or more, up 40% from last year, according to Henley & Partners and New World Wealth. There are 450 crypto centimillionaires, or those with crypto holdings of $100 million or more, and 36 crypto billionaires, according to the report. Bitcoin’s price has more than doubled over the past year, as the dollar falls and concerns grow over deficits and fiscal spending. More friendly regulation in the U.S. and wider adoption by investors and traditional financial services companies has also increased demand. On Monday, bitcoin topped $125,000 for the first time before settling back down to around $122,000.  The total market cap of the world’s cryptocurrencies has soared to over $4.3 trillion, adding $2 trillion in paper wealth over the past three years. While still small relative to the recent stock market gains – with Nvidia itself worth over $4 trillion – the crypto boom has created substantial wealth for millennials and the younger investors who were early investors in crypto. “Bitcoin is becoming the foundation of a parallel financial system, where it is not merely an investment for speculation on fiat price appreciation, but the base currency for accumulating wealth,” said Philipp Baumann, founder of Z22 Technologies, a crypto trading firm. The new class of crypto wealthy is so recent that reliable research on their spending and investing habits remains scarce. But a new paper…

Author: BitcoinEthereumNews
What Retailers Are Buying – Small-Scale Investors Pour into these 3 High-Potential Altcoins for Possible 25X Gain in 2025

What Retailers Are Buying – Small-Scale Investors Pour into these 3 High-Potential Altcoins for Possible 25X Gain in 2025

The post What Retailers Are Buying – Small-Scale Investors Pour into these 3 High-Potential Altcoins for Possible 25X Gain in 2025 appeared first on Coinpedia Fintech News Retail investors are returning to the market. After months of cautious accumulation, small investors are diving into high-upside altcoins once more, looking for 2025’s next breakout cycle.  From real-world fintech integrations to community-driven coins with massive reach, these three tokens are quickly becoming favorites: Digitap ($TAP), BNB (BNB), and Dogecoin (DOGE). 1. How Digitap Emerges …

Author: CoinPedia
Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

The post Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE) appeared first on Coinpedia Fintech News Traders are closely watching which tokens will reach $1 next. Dogecoin (DOGE) has slowed down after its rapid gains, while Mutuum Finance (MUTM) is gaining strong momentum. Its dual lending and borrowing ecosystem, combined with robust presale activity, makes it one of the most promising projects for October. Investors seeking utility-driven growth are turning to …

Author: CoinPedia
Crypto funding is broken. Can this new plan to help the Tornado Cash devs fix it?

Crypto funding is broken. Can this new plan to help the Tornado Cash devs fix it?

A new effort to fund the defence of Tornado Cash developers Roman Storm and Alexey Pertsev will serve as a “proof-of-concept” for a team within the Ethereum Foundation focusing on raising money for so-called public goods. If the effort succeeds in raising money for the embattled developers, it could become a model for future, crypto-based efforts to fund worthwhile causes, Vinay Vasanji, the head of the Foundation’s Strategic Funding Coordination team, told DL News. Keyring Network, a provider of verification services that rely on zero-knowledge technology, will direct three months of revenue from a new product to the developers’ defence. The product allows whitelisted institutions to privately access DeFi lending markets. “Right from the get go, we’ve had a very close ideological alignment to what the team at Tornado was building,” Keyring CEO Alex McFarlane told DL News. “We were shocked to see that Roman and Alexey were targeted in the way they were.”The prosecutionStorm, Pertsev, and a third co-founder, Roman Semenov, launched Tornado Cash in 2020. The protocol is a so-called crypto mixer that makes it difficult, if not impossible, to trace the movement of digital assets across Ethereum and several other blockchains.Prominent crypto entrepreneurs, including Ethereum co-founder Vitalik Buterin, have argued Tornado Cash provided much-needed privacy on an otherwise public ledger. Still, the protocol became popular with cybercriminals, including hackers affiliated with North Korea.In August, jurors convicted Storm of conspiracy to operate an unlicensed money transmitting business, which carries a maximum sentence of five years in prison. Storm has vowed to fight the conviction and recently asked a federal court to dismiss the verdict as well as two other charges on which the jurors were deadlocked: conspiracy to launder money and conspiracy to evade sanctions. Pertsev was convicted of money laundering by a Dutch court in 2024 and sentenced to five years in prison. He is appealing his conviction.There have been two developments in his case just this week. On Thursday, the court granted Pertsev’s request for additional investigation. The defence aims to test blockchain evidence relied on by prosecutors, according to his attorney Judith De Boer. “The prosecution appears to rely on Chainalysis labels and clustering without providing the underlying data,” she told DL News. “The Court of Appeal has ordered additional clarification from the FIOD, will appoint an independent expert, and has referred the case back to an appellate investigative judge to ensure a thorough review.” And on Friday, a judge granted Pertsev’s request to remove his ankle monitor. Both developers have gone to the crypto community hat in hand, asking for donations to fund their defence. The pair count the Ethereum Foundation, Buterin, and other prominent industry players among their donors. As of Thursday, Storm and Pertsev have raised at least 189 Ether and 799 Ether respectively, sums that were worth more than $800,000 and $3.4 million at Thursday’s prices. It has been an enormous show of support from the industry, which, by and large, views their prosecution as a threat to the ongoing development of open-source, privacy preserving technology. The solution But the developers need to continue raising money as their legal travails drag on. McFarlane and Vasanji hope that Keyring’s decision to donate proceeds from a new, yield-bearing product will inspire others to follow suit and create a more durable, consistent model for crypto-based fundraising. “One of the cool things about blockchain is it’s so openly capitalistic,” McFarlane said. But that can make it difficult to convince institutions to part with hard-earned capital in the name of the common good — in this case, defending developers’ right to build privacy-enhancing tools like Tornado Cash. “If you’re able to get a high yield and you’re also able to support the defense of two guys who’ve been wound up, frankly, in a political campaign against crypto, then that’s beneficial to everybody,” McFarlane said. Keyring’s product, which it refers to as zkVerified permissioned vaults, allows pre-approved institutional and retail investors to privately deposit crypto in yield-generating “vaults.” The process is designed to let investors access the world of decentralised finance without running afoul of the law or exposing their crypto wallets and, in turn, their onchain financial history. Vasanji said he’s been searching for initiatives that make crypto-based fundraising more reliable. “There isn’t a clear path for sustainable funding for public interest initiatives,” Vasanji said. Traditional businesses that appeal to civic-minded consumers often pledge to donate a portion of their proceeds to charitable causes. One Percent for the Planet, for example, recruits businesses such as Patagonia to donate at least 1% of their revenue to environmental conservation. Keyring’s effort differs in a key respect, according to Vasanji: Donations will happen in real-time, reducing operational and legal overhead. “The introduction of these types of mechanisms really aligns with the increasing institutional adoption of blockchains like Ethereum,” he said. “Really, what we’re trying to drive for is less operational and legal overhead, to donate quicker and larger pools of [money] for urgent initiatives, and to do that in a way that does not in any way change the inherent natural incentive structure that incentivizes people to use these protocols or projects in the first place.”Aleks Gilbert is DL News’ New York-based DeFi correspondent. You can reach him at aleks@dlnews.com.

Author: Coinstats
Pudgy Penguins and Sharps Technology Join Forces

Pudgy Penguins and Sharps Technology Join Forces

The post Pudgy Penguins and Sharps Technology Join Forces appeared first on Coinpedia Fintech News Pudgy Penguins and Nasdaq-listed Sharps Technology have partnered to combine Sharps’ Solana-based treasury system with the Pudgy Penguins brand. This collaboration aims to increase brand exposure and encourage institutional adoption by blending NFT assets with on-chain treasury strategies. It provides new ways for both retail and institutional users to engage with Solana-based assets, highlighting the …

Author: CoinPedia
Antalpha Leads $150 Million Funding Round for Aurelion, Creating Nasdaq’s First Tether Gold (XAU₮) Treasury

Antalpha Leads $150 Million Funding Round for Aurelion, Creating Nasdaq’s First Tether Gold (XAU₮) Treasury

Antalpha Platform Holding Company (NASDAQ: ANTA) ("Antalpha"), a leading institutional-grade digital asset financing platform, today announced that it has led an investment of approximately $43 million and acquired a controlling voting interest in Prestige Wealth Inc. (NASDAQ: PWM; AURE) ("Aurelion" or the "Company") through a committed private investment in a public company (PIPE). Other accredited investors included TG Commodities SA de CV ("Tether") and Kiara Capital Holding Limited ("Kiara Capital"), an investment from Antalpha's management team. Subject to approvals, the Company (NASDAQ: PWM) expects to change its name to "Aurelion Inc." and begin trading under the new ticker symbol (NASDAQ: AURE) on Monday, October 13, 2025. Paul Liang, CFO of Antalpha, said: "We are excited to partner with Tether, the world's largest stablecoin company, to expand the trusted digital gold ecosystem. When people can walk into a jewelry store and exchange Tether Gold (XAU₮) for a gold bar, digital assets will become more accessible. We hope to provide new features and services like this through the Antalpha Real World Asset Hub (Antalpha RWA Hub) to increase the liquidity and product offerings of Tether Gold (XAU₮)." Paul Liang continued, "Building on Antalpha's real-world asset hub, we are excited to lead the development of the Aurelion Treasury, Nasdaq's first pure-play Tether Gold (XAU₮) treasury, designed to increase access to tokenized gold, which is strategically important in the digital asset world. Individuals and institutions alike need a safe haven to protect against inflation, fiat currency devaluation, and cryptocurrency volatility. As a leading digital asset financing platform, it is in Antalpha's shared interest to strengthen our balance sheet with Tether Gold (XAU₮) and hold significant gold reserves to enhance collateral resilience." Strategic significance Antalpha's "Reserve 2.0" initiative builds on a pilot program earlier this year, in which Antalpha acquired $20 million worth of Tether Gold (XAU₮). In early October, we announced our partnership with Tether to launch the Antalpha Real-World Asset Hub to increase access to Tether Gold (XAU₮). This $43 million PIPE investment in the Aurelion Treasury represents the next phase of our "Reserve 2.0" initiative: expanding Antalpha's Tether Gold (XAU₮) reserves through institutional-grade infrastructure, governance, and transparency. For over 5,000 years, gold has served as the ultimate benchmark of value, consistently providing a natural hedge against macroeconomic volatility and political uncertainty. Its negative correlation with the US Dollar Index (DXY) during global crises and inflationary cycles, as well as its role as a safe haven against cryptocurrency fluctuations, underscores the value of gold on the blockchain. Tether Gold (XAU₮) addresses these vulnerabilities by being 100% physically backed and redeemable by London Bullion Market Association (LBMA)-compliant gold bars stored in Switzerland. Since its launch in 2020, approximately 7 tons of gold have been used to back Tether Gold (XAU₮), providing institutional-grade transparency, verifiability, and liquidity. By committing to Tether Gold (XAU₮) as Aurelion's sole treasury reserve, Antalpha aims to smooth volatility, maintain liquidity, and enhance collateral resilience, in line with Antalpha's priority on risk management. Transaction Highlights Antalpha invested approximately $43 million of Aurelion’s approximately $100 million PIPE financing, with other accredited investors including Kiara Capital investing $6 million and Tether investing $15 million. Following this transaction, based on the Company's outstanding shares and assuming no exercise of the PIPE warrants, Antalpha holds approximately 32.4% of Aurelion's shares (or approximately 73.1% of the voting power), and Kiara Capital holds approximately 8.6% of Aurelion's shares (or approximately 18.9% of the voting power). Aurelion plans to continue raising funds to purchase more Tether Gold (XAU₮) and believes its concentrated ownership structure provides greater stability and ensures smoother operations. Conference Call Information Antalpha management will hold a conference call to discuss the transaction at 8:30 a.m. EST on October 14, 2025. To participate, please register in advance by visiting the following link: https://register-conf.media-server.com/register/BIdf5d33a26d64454da01f41f3d6c9610e. After registering, you will receive a dial-in number, a passcode, and your unique PIN, as well as an email with a calendar invitation. The webcast link is: https://edge.media-server.com/mmc/p/bt67nb59. A replay of the conference call will also be available on the company's investor relations website: https://ir.antalpha.com. About Antalpha Antalpha is a leading fintech company focused on providing financing, technology, and risk management solutions to institutions in the digital asset industry. Antalpha offers Bitcoin supply chain lending and collateralized lending services through its Antalpha Prime technology platform, allowing clients to originate and manage their digital asset loans and monitor the status of their collateral with near-real-time data. About Aurelion Aurelion is Nasdaq's first Tether Gold (XAU₮) treasury. Combining the stability of physical gold with the efficiency of blockchain, it provides investors with a tokenized gold reserve that serves as a safe haven against inflation, currency devaluation, and cryptocurrency volatility. Aurelion will also continue its wealth management and asset management services. About Tether Gold (XAU₮) Tether Gold (XAU₮) is a digital asset offered by TG Commodities SA de CV. One full XAU₮ token represents one troy ounce of a London Good Delivery gold bar. XAU₮ operates as an ERC-20 token on the Ethereum blockchain, allowing for easy trading and transfer around the clock. The gold underlying XAU₮ is identifiable by a unique serial number, purity, and weight, and is redeemable. About Antalpha RWA Hub Antalpha RWA Hub is Antalpha’s dedicated real-world asset (RWA) infrastructure platform, currently focused on providing liquidity and services for gold-based real-world assets. Contact Investor Contact: ir@antalpha.com Safe Harbor Statement This press release contains statements that may constitute "forward-looking" statements within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the use of words such as "anticipate," "aspire," "intend," "plan," "offer," "goal," "objective," "potential," "seek," "believe," "project," "estimate," "expect," "forecast," "assume," "strategy," "target," "trend," "future," "may," "might," "should," "will," and similar expressions referring to future periods. These statements are neither historical facts nor guarantees of future performance. Instead, they are based solely on current beliefs, expectations, and assumptions regarding the future of the relevant business, future plans and strategies, projections, anticipated events and trends, the economy, and other future conditions, including the expected performance of gold, Tether Gold (XAU₮), and any other gold-related products, and Antalpha and Aurelion's intention to purchase additional XAU₮. These statements, which are neither historical facts nor guarantees of future performance, include, among other things, statements regarding Antalpha's investment in the Company through the PIPE financing, integration plans, the expected benefits of the transaction, and Antalpha's "Reserve 2.0" digital treasury strategy. Forward-looking statements also include expectations regarding the purchase, holding, and management of XAU₮, as well as potential future capital deployments. Forward-looking statements involve inherent risks and uncertainties that could cause actual results to differ materially, including regulatory scrutiny, integration challenges, XAU₮'s market price volatility, liquidity risk, counterparty and custody risk, technological and regulatory developments, accounting treatment, and other factors described in Antalpha's filings with the U.S. Securities and Exchange Commission (SEC). All information in this press release is provided only as of the date hereof, and Antalpha assumes no obligation to update any forward-looking statements, except as required by applicable law.

Author: PANews
Maestro’s Audited Indexer Unlocks Lending, Stablecoins on the Bitcoin Network

Maestro’s Audited Indexer Unlocks Lending, Stablecoins on the Bitcoin Network

The post Maestro’s Audited Indexer Unlocks Lending, Stablecoins on the Bitcoin Network appeared on BitcoinEthereumNews.com. Maestro has released Symphony, the first audited, open-source bitcoin indexer that offers enterprise-grade performance and security for layer two solutions. Designed for Large-Scale Applications Bitcoin finance infrastructure provider Maestro has announced the open-source release of an audited bitcoin indexer. Known as Symphony, the indexer is expected to accelerate the development and adoption of sophisticated financial […] Source: https://news.bitcoin.com/maestros-audited-indexer-unlocks-lending-stablecoins-on-the-bitcoin-network/

Author: BitcoinEthereumNews
Solana (SOL) Surpasses Ethereum’s Early Growth With $2.8B Revenue as Mutuum Finance (MUTM) Gains Traction in DeFi

Solana (SOL) Surpasses Ethereum’s Early Growth With $2.8B Revenue as Mutuum Finance (MUTM) Gains Traction in DeFi

Solana’s ecosystem is achieving a new level of maturity, a landmark which not only surpasses Ethereum’s early adoption figures but also attests to the growing demand for scalable. Its repertoire of lightning-fast transactions, minimal fees, and tokenization applications in the real world is drawing institutional capital and developers at an accelerating rate.  As Solana establishes […]

Author: Cryptopolitan
Russia sets 2026 target for crypto regulation as Russian portfolios hit $40B

Russia sets 2026 target for crypto regulation as Russian portfolios hit $40B

Millions of Russian citizens are already using cryptocurrency, finally convincing their government that regulation rather than prohibition is what’s actually needed. According to an estimate, coins in Russian wallets have reached dozens of billions of dollars in valuation, a clear indication of the growing popularity of decentralized digital money in an otherwise centralized system. Russian […]

Author: Cryptopolitan