Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PayPal and Spark target $1B liquidity boost for PYUSD

PayPal and Spark target $1B liquidity boost for PYUSD

The post PayPal and Spark target $1B liquidity boost for PYUSD appeared on BitcoinEthereumNews.com. PayPal and decentralized finance platform Spark have launched a joint initiative to expand liquidity for PayPal USD (PYUSD). Deposits have already surpassed $100 million since the token was added to SparkLend on Sept 25. The collaboration aims to grow that figure to $1 billion in the coming weeks, offering PayPal a DeFi-native route to scale its stablecoin. Spark, an institutional-grade asset allocator, operates a Liquidity Layer that deploys more than $8 billion in stablecoin reserves into lending markets. This model replaces the short-lived incentive programs traditionally used to grow stablecoin adoption, instead offering predictable borrowing costs and deep market liquidity. Phoenix Labs CEO Sam MacPherson said Spark’s framework shows how “DeFi can provide the reliable market foundations that global companies need to bring stablecoins into the mainstream economy.” PYUSD, which is issued by Paxos Trust Company and backed by US dollar reserves and Treasuries, was launched in 2023 as PayPal’s entry into digital dollars. Its integration with Spark comes as stablecoin supply has surged nearly $30 billion in the past quarter, with daily transaction volumes now exceeding $100 billion. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/paypal-and-spark-target-1b-liquidity-boost-for-pyusd

Author: BitcoinEthereumNews
CleanSpark Secures $100 Million Credit Facility to Drive Growth

CleanSpark Secures $100 Million Credit Facility to Drive Growth

TLDR CleanSpark has secured a new $100 million Bitcoin-backed credit facility with Two Prime. The financing increases CleanSpark’s total collateralized lending facilities to $400 million. The company plans to use the funds to expand its Bitcoin mining hashrate and invest in high-performance computing. CleanSpark aims to further develop its Digital Asset Management strategies with the [...] The post CleanSpark Secures $100 Million Credit Facility to Drive Growth appeared first on CoinCentral.

Author: Coincentral
How to Earn Passive Income With Cloud Bitcoin Mining in 2025

How to Earn Passive Income With Cloud Bitcoin Mining in 2025

For many investors in 2025, passive income from cryptocurrency has become a priority. Traditional banking products are struggling to keep up with inflation, and stocks remain volatile. That’s why cloud The post How to Earn Passive Income With Cloud Bitcoin Mining in 2025 appeared first on CryptoNinjas.

Author: Crypto Ninjas
Is Intuit ’s Stock Your Golden Ticket to Millions? AI-Powered Gains Could Hit $2,373 by 2029!

Is Intuit ’s Stock Your Golden Ticket to Millions? AI-Powered Gains Could Hit $2,373 by 2029!

Picture this: you’re a small business owner, juggling invoices and taxes, when Intuit’s AI steps in to predict a cash crunch and automate your books-saving you hours and dollars. Now, as an investor, you can own a piece of that magic. Intuit, the $190 billion fintech titan behind TurboTax and QuickBooks, is riding an AI-fueled wave with 29% stock gains this year, outpacing the S&P 500. Here’s why its stock forecast-projecting up to $2,373 by 2029-demands your attention, whether you’re a retail dreamer or an institutional strategist. Intuit: The AI-Powered Fintech Powerhouse Fueling Small Business Dreams Imagine a world where small businesses don’t just survive-they thrive, armed with tools that predict cash flow hiccups before they hit and automate tax woes with a click. That’s Intuit’s magic. As the brains behind TurboTax, QuickBooks, and Credit Karma, this $190 billion giant isn’t just software; it’s the silent engine powering 100 million users worldwide to pocket more cash and waste less time. With AI agents now handling everything from invoice chasing to personalized advice, Intuit’s turning everyday entrepreneurs into efficiency machines. Cracking the Numbers: A Profit Machine in Motion Intuit’s fiscal 2025 was a blockbuster: revenue surged 16% to $18.8 billion, driven by TurboTax’s 8% jump and Credit Karma’s explosive 32% growth. Operating margins hit a stellar 26%, with non-GAAP EPS climbing to $19.16-up 13%-proving the AI bet is paying off big. For 2026, they’re eyeing 14–15% revenue growth to $21 billion, with EPS at $23, blending steady cash flows (87% recurring) and smart cost controls into a recipe for sustained dominance. Intuit has delivered a robust long-term average annual revenue growth rate of 16.21%, showcasing its powerhouse status. Recently, growth has tapered slightly, but the company’s AI-driven momentum keeps it firmly on an upward trajectory for investors. Intuit’s EPS growth CAGR is even more striking, soaring to an impressive 17.17%. Over the past five years, the average annual EPS growth has been a robust 20.25%. This rapid pace seems significantly driven by the company’s aggressive share buyback program, which has reduced outstanding shares, boosting per-share earnings while reinforcing investor confidence in sustained value creation. Stock Surge: Riding High on AI Waves and Buyback Boosts Intuit’s shares have been on a tear, up 29% year-to-date to around $690 as of late September, outpacing the S&P 500’s 20% gain. The secret sauce? Q4 earnings crushed estimates (20% revenue pop), sparking a 3% after-hours rally, while a fresh $3.2 billion buyback authorization signals boardroom confidence in undervalued shares. Even with a forward P/E of 29 -premium but justified by 20% projected growth-analysts see room to climb toward $800, fueled by AI’s sticky ecosystem locking in loyal users. The stock price has risen by more than 26 284% since the IPO. Rivals in the Ring: Intuit’s Edge in a Crowded Arena In the cutthroat fintech fray, Intuit towers over rivals with its 60% U.S. tax software stranglehold and AI moat that’s tough to breach. H&R Block lags in innovation, Wolters Kluwer focuses on enterprise giants, while Thomson Reuters plays catch-up in small biz tools. Intuit’s secret weapon? A unified platform blending tax, payroll, and marketing-leaving competitors scrambling as it gobbles mid-market share with 19% QuickBooks growth. Competitor Comparison Table Investment Insight Intuit’s profitability metrics are so stellar they practically scream “market leader in the making.” We believe the stock, as of this writing, is fairly valued, with our price target suggesting growth could match or even outpace its historical 23%+ CAGR. While the dividend yield lags the market average, the 15%+ annual dividend growth rate is a quiet flex of strength. Want to yell “Show me the money!”? Skip the theatrics-buy Intuit’s stock, reinvest those dividends, and scoop up more shares during dips to ride this cash-generating juggernaut to the top. Investment attractiveness Stock Forecast** 2025–2029 Price Targets: *Theoretical calculation. Actual results may differ significantly due to market conditions as well as your investment strategy and tactics. When to buy and Investment Tips At the time of writing, Intuit’s stock has pulled back from its all-time high, offering a compelling entry point for investors. This dip creates an ideal window to scoop up shares or reinvest dividends, capitalizing on the company’s robust AI-driven growth and undervalued potential. Rewarding Shareholders: Dividends Up, Shares Down Intuit’s not hoarding cash-it’s sharing the wealth. The quarterly dividend just hiked 15% to $1.20 per share ( yield ~0.7%), paid October 17, rewarding patient holders with a 14% five-year growth streak and a rock-solid 30% payout ratio. Pair that with $2.8 billion repurchased in 2025 (total authorization now $5.3 billion), and it’s clear: management views the stock as a bargain, shrinking shares to juice EPS while AI expansions keep the growth engine humming. Headlines That Moved the Needle: AI Bets Pay Off Big September’s spotlight? Intuit’s Investor Day reaffirmed bold 20% growth targets through 2030, sending shares up 2% as analysts cheered AI’s role in TurboTax Live’s 47% surge. A Clair partnership for on-demand pay in QuickBooks? That’s instant appeal for small biz retention, potentially adding millions in ecosystem revenue. Yet, Mailchimp’s soft spot (transitory repackaging) shaved a quick 5% post-earnings- a dip-buying gift, as it underscores undervaluation amid 15% international online growth. These wins amplify Intuit’s value: AI isn’t hype-it’s driving 19% platform revenue, fortifying the moat against free-tax threats and boosting per-user spend by 10%. For investors, it’s a green light: higher retention means fatter margins, turning one-time filers into lifelong subscribers. What the Xperts Are Saying: Buzz from the Trenches Wall Street whispers on X echo the optimism. „Intuit’s PEG at 0.8, ROCE 18.5%, and 99/100 quality rank scream buy-fwd P/E under 30 for 20% growth? Watchlist essential,” raves @DividendDynasty Echoing that, @joecarlsonshow notes post-earnings dips as „monster numbers” opportunities, with AI integrations firing on all cylinders. @Invesquotes adds firepower: „From $5B at 8% growth a decade ago to $20B at 16% now-20% acceleration ahead, margins at 40%? Game-changer.” Even skeptics like @CorleoneDon77 highlight reaffirmed $23 EPS guidance as rock-solid. The vibe? Undervalued gem for the AI era. Conclusion Intuit’s AI-driven growth, juicy buybacks, and a dividend that keeps climbing make it a no-brainer for portfolios craving stability with a side of sizzle. With shares poised to hit $800 soon and potentially skyrocket to $2 373 by 2029, now’s the time to jump in-especially after that post-earnings dip. So, grab those shares, reinvest those dividends, and maybe wink at the skeptics still betting against this fintech juggernaut. After all, who’s laughing when your portfolio’s up 20% a year? Have you already invested in this company’s stock? Leave a comment-we’re closely following this stock! Share the article with friends and colleagues!


Company’s Site. Which company’s analysis would you like to see next? A cup of coffee from you for this excellent analysis. Or Donate: *Investment analysis involves scrutinizing over 50 different criteria to assess a company's ability to generate shareholder value. This comprehensive approach includes tracking revenue, profit, equity dynamics, dividend payments, cash flow, debt and financial management, stock price trends, bankruptcy risk, F-Score, and more. These metrics are consolidated into a straightforward Investment Scoreboard, which effectively helps predict future stock price movements.**Use the price forecast to manage the risk of your investments. Pažymėta: AI stocks, AI stocks for long-term investment, dividend reinvestment, fintech growth, fintech investment, fintech stocks to buy now, INTU, Intuit, Intuit AI-driven growth, Intuit dividend reinvestment strategy, Intuit share buyback program, Intuit stock, Intuit stock price forecast 2025–2029, Intuit vs H&R Block comparison, Investment, Investment Analysis, Investment Insights, QuickBooks, QuickBooks revenue growth, Share Buybacks, Stock Forecast, Stock Insights, Stock Price Forecast, Stock price prediction, Stock volatility, TurboTax, TurboTax stock investment, why invest in Intuit stock Originally published at https://www.aipt.lt on September 24, 2025. Is Intuit ’s Stock Your Golden Ticket to Millions? AI-Powered Gains Could Hit $2,373 by 2029! was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Pepe Coin Price Prediction: Analysts See Potential for 4x Rally as This Token Emerges as the Next 10x Crypto

Pepe Coin Price Prediction: Analysts See Potential for 4x Rally as This Token Emerges as the Next 10x Crypto

Pepe Coin (PEPE) continues to maintain speculative focus, and analysts see that it has the potential to offer up to a 4x rally if sentiment is risk-on through 2025. As PEPE is a memecoin, its price is reliant considerably on community-driven fervor and broad momentum throughout altcoin trading. In contrast, Mutuum Finance (MUTM) is a […]

Author: Cryptopolitan
Flare Hits 5 Million XRP in Just 4 Hours as FAssets Goes Live

Flare Hits 5 Million XRP in Just 4 Hours as FAssets Goes Live

TLDR Flare’s FAssets project successfully launched and quickly reached 5 million XRP in circulation within just 4 hours. The project introduced a weekly minting cap to control supply during its initial rollout, with all minting slots filled immediately. Flare co-founder Hugo Philion confirmed the milestone and explained that higher minting caps would be implemented in [...] The post Flare Hits 5 Million XRP in Just 4 Hours as FAssets Goes Live appeared first on CoinCentral.

Author: Coincentral
Ethereum (ETH) Whales Hunting 50x Gains in 2025 Are Buying This Hot DeFi Crypto

Ethereum (ETH) Whales Hunting 50x Gains in 2025 Are Buying This Hot DeFi Crypto

Ethereum (ETH) whales are known to get into projects early with great potential, and 2025 is not any different. Ethereum being their store-of-value, more and more such large holders are piling up Mutuum Finance (MUTM) as well. Being at stage 6 of presale which is 45% sold out, priced at $0.035, MUTM is developing a […]

Author: Cryptopolitan
Crypto Updates: Ozak AI Builds Buzz, BlockchainFX Tops $7M, Pepeto Presale Passes $6.8M, BlockDAG Locks $0.0013 In 24 Hours

Crypto Updates: Ozak AI Builds Buzz, BlockchainFX Tops $7M, Pepeto Presale Passes $6.8M, BlockDAG Locks $0.0013 In 24 Hours

The Crypto Presale field is finally separating leaders from noise, with a few names pulling real capital for different reasons. Ozak AI is attracting investors chasing AI exposure, already logging $2.6 million alongside fresh partnerships. BlockchainFX is pitching a multi-asset super app, clearing $7 million and rolling out a presale Visa card for its base. Pepeto, a rising Meme coin pick for […]

Author: Tronweekly
Why Top Analysts Are Naming Pepeto The Best Crypto To Buy In Q4 Over XRP, Cardano, And PEPE

Why Top Analysts Are Naming Pepeto The Best Crypto To Buy In Q4 Over XRP, Cardano, And PEPE

XRP, Cardano, and PEPE once lit up markets, turning early investors into instant millionaires during past cycles.

Author: The Cryptonomist
Unlocking Dormant Bitcoin: BitcoinOS Unleashes Revolutionary Yield Protocol

Unlocking Dormant Bitcoin: BitcoinOS Unleashes Revolutionary Yield Protocol

BitcoinWorld Unlocking Dormant Bitcoin: BitcoinOS Unleashes Revolutionary Yield Protocol A significant portion of Bitcoin’s supply remains inactive, sitting untouched in wallets for years. This vast pool of untapped capital, often referred to as dormant Bitcoin, represents a missed opportunity for many in the crypto space. Now, an innovative solution is emerging to put this idle asset to work. BitcoinOS (BOS), a project focused on Bitcoin scalability, has officially launched Grail Pro, a groundbreaking yield protocol designed specifically to utilize this dormant Bitcoin, transforming it from static holdings into dynamic, revenue-generating assets. What Exactly is Grail Pro, and How Does it Activate Dormant Bitcoin? Grail Pro is not just another DeFi protocol; it’s a specialized platform targeting institutional holders of Bitcoin. As reported by Decrypt, this protocol empowers custodial institutions—entities holding substantial amounts of client Bitcoin—to leverage their otherwise inactive holdings. Instead of simply sitting idle, this dormant Bitcoin can now be strategically deployed for various financial activities. The core mechanism involves enabling these institutions to use their clients’ dormant Bitcoin for strategic trading, lending operations, or generating yield through other approved financial instruments. This approach aims to unlock significant value from assets that were previously static, transforming them into productive capital within the broader financial ecosystem. It’s a smart way to make Bitcoin work harder for its holders. Unlocking Tremendous Potential: What are the Benefits of Utilizing Dormant Bitcoin? The launch of Grail Pro presents several compelling advantages, particularly for institutional players and, indirectly, for the entire Bitcoin ecosystem. By activating dormant Bitcoin, the protocol introduces new avenues for liquidity and robust revenue generation. Increased Capital Efficiency: Institutions can make their significant Bitcoin holdings work harder, generating consistent returns rather than simply holding value. New Revenue Streams: For custodial services, this offers a novel way to provide value-added services to their clients, potentially attracting more capital and enhancing profitability. Enhanced Market Liquidity: By bringing previously static assets into active circulation, Grail Pro can contribute to deeper and more liquid Bitcoin markets, benefiting all participants. Innovation in Bitcoin Finance: It pushes the boundaries of what’s possible with Bitcoin, moving beyond simple HODLing to sophisticated financial strategies that mirror traditional finance. This innovation marks a significant step towards maturing the Bitcoin financial landscape, offering powerful tools tailored for the unique properties of Bitcoin. Addressing Security and Trust: Is Your Dormant Bitcoin Safe with Grail Pro? Any discussion around utilizing substantial amounts of Bitcoin, especially institutional holdings, naturally raises critical questions about security and risk management. BitcoinOS understands these concerns deeply. Grail Pro is specifically designed for custodial institutions, implying a robust layer of professional management, security protocols, and regulatory oversight already in place. While the protocol facilitates the utilization of dormant Bitcoin, the ultimate responsibility for comprehensive risk assessment and deployment strategies lies with these institutions. They are expected to implement industry-leading security measures and adhere strictly to regulatory compliance, ensuring client assets are handled responsibly. BitcoinOS aims to provide the secure infrastructure for these operations, not to dictate the risk appetite of its institutional users, thereby fostering a trustworthy environment. The Broader Impact: Reshaping How Institutions View Dormant Bitcoin Holdings Grail Pro’s introduction could significantly alter how institutions perceive and manage their Bitcoin reserves. No longer just a long-term store of value, Bitcoin can now be viewed as a dynamic asset capable of generating consistent returns, even when held for extended periods. This fundamental shift could encourage more traditional financial players to engage with Bitcoin, seeing it as a more versatile and attractive asset class. Consider the immense potential for endowments, corporate treasuries, or large investment funds holding substantial amounts of Bitcoin. With Grail Pro, these entities gain a powerful tool to generate passive income from their holdings, without necessarily selling off their core assets. This could lead to a more stable and integrated Bitcoin presence within mainstream finance, further solidifying its position. BitcoinOS is not just about technical innovation; it’s about fostering a new financial paradigm where even dormant Bitcoin becomes a powerful engine for growth and liquidity across the global financial system, creating unprecedented opportunities. Conclusion: A New Era of Opportunity for Dormant Bitcoin The launch of Grail Pro by BitcoinOS represents a pivotal moment for the Bitcoin ecosystem. By providing a secure and efficient protocol for institutions to utilize their dormant Bitcoin, BOS is unlocking immense value and fostering greater liquidity across the market. This initiative not only enhances the utility of Bitcoin but also paves the way for more sophisticated financial products and services built on the world’s leading cryptocurrency. As the protocol gains traction, we can anticipate a transformative impact on how large holders manage their digital assets, effectively turning idle capital into active, yield-generating wealth. This is truly an exciting development for the future of digital finance. Frequently Asked Questions (FAQs) About Dormant Bitcoin and Grail Pro Here are some common questions regarding BitcoinOS’s new protocol: What exactly is “dormant Bitcoin”? Dormant Bitcoin refers to BTC that has remained untouched in a wallet for an extended period, often years, without any transactions. It represents a significant portion of Bitcoin’s total supply. How does Grail Pro utilize dormant Bitcoin? Grail Pro allows custodial institutions to deploy their clients’ dormant Bitcoin into various financial activities such as trading, lending, or other yield-generating strategies, all within a structured and secure protocol. Who can use the Grail Pro protocol? Grail Pro is designed specifically for custodial institutions—organizations that hold Bitcoin on behalf of their clients. It is not directly accessible to individual retail users. What are the main benefits of using Grail Pro? The primary benefits include increased capital efficiency for institutions, new revenue streams, enhanced market liquidity for Bitcoin, and overall innovation in the Bitcoin financial landscape by activating previously idle assets. What security measures are in place for dormant Bitcoin used in Grail Pro? Grail Pro is built for custodial institutions, which inherently have robust security frameworks and regulatory compliance. BitcoinOS provides the secure protocol infrastructure, with institutions responsible for their specific risk management and security practices. We hope this article has provided valuable insights into BitcoinOS’s innovative approach to activating dormant Bitcoin. If you found this information helpful, please consider sharing it with your network! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Unlocking Dormant Bitcoin: BitcoinOS Unleashes Revolutionary Yield Protocol first appeared on BitcoinWorld.

Author: Coinstats