Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14214 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Gumi Announces $17 Million XRP Treasury Purchase to Expand Blockchain Focus

Gumi Announces $17 Million XRP Treasury Purchase to Expand Blockchain Focus

TLDR Gumi will invest $17 million in XRP between September 2025 and February 2026. XRP will support Gumi’s international remittance and liquidity network strategy. Gumi’s dual-asset strategy includes Bitcoin for value stability and XRP for utility. Gumi collaborates with SBI to strengthen its blockchain infrastructure using XRP. Japanese gaming and blockchain company Gumi has announced [...] The post Gumi Announces $17 Million XRP Treasury Purchase to Expand Blockchain Focus appeared first on CoinCentral.

Author: Coincentral
Tether Abandons USDT Freezing Plans on Five Blockchains

Tether Abandons USDT Freezing Plans on Five Blockchains

Tether, the largest stablecoin by market capitalization, has announced a change in its plans to phase out USDT support across multiple blockchain networks. Initially, Tether had proposed to end USDT operations on five different chains but has since revised its strategy, opting to maintain broader blockchain support for its stablecoin. Revised Approach to USDT Blockchain [...]

Author: Crypto Breaking News
Flare and Everything Blockchain Sign Partnership Agreement to Promote XRPFi Framework for Enterprise Treasury Monetization

Flare and Everything Blockchain Sign Partnership Agreement to Promote XRPFi Framework for Enterprise Treasury Monetization

PANews reported on August 30th that data-focused blockchain company Flare has signed a memorandum of understanding with US-listed Everything Blockchain Inc. (OTC: EBZT) to adopt its XRP finance (XRPFi) framework for corporate bond yields. The core of this framework is Flare's "FAssets" system, a trustless bridge that provides smart contract functionality for tokens like XRP and Bitcoin. Combined with Flare's rehypothecation layer, Firelight, the system allows businesses to convert XRP into FXRP and allocate it across decentralized lending, staking, and liquidity protocols. A few months ago, Nasdaq-listed VivoPower International PLC (NASDAQ: VVPR) pledged to inject $100 million in XRP into the Flare ecosystem, making EBZT the second publicly listed company to do so.

Author: PANews
US Stock and Crypto Indices Experience Synchronized Decline

US Stock and Crypto Indices Experience Synchronized Decline

The post US Stock and Crypto Indices Experience Synchronized Decline appeared on BitcoinEthereumNews.com. Key Points: Major US stock indices declined on August 29. Crypto-related equities saw significant drops. Cryptocurrency markets experienced heightened volatility. Major US stock indices, including the Dow, S&P 500, and Nasdaq, alongside key crypto-related stocks like MSTR and COIN, fell on August 29 as liquidations surged. This market downturn highlights volatility in both equities and cryptocurrencies, with significant liquidations and whale activities influencing Bitcoin and Ethereum movements. Cryptocurrency Whales and Market Volatility The financial landscape on August 29 witnessed significant shifts, primarily marked by joint declines in both stock indices and cryptocurrency-related equities at the US market open. Stocks like COIN and HOOD displayed declines of 0.87% and 0.55%, respectively. Cryptocurrency markets experienced heightened volatility, with liquidation figures exceeding $179 million in a brief timeframe, highlighting the fragility of crypto investments under current market conditions. Whale activity was marked, notably large deposits and sales of Bitcoin and Ethereum by prominent holders. Despite these market fluctuations, there were no official comments from executives or regulatory bodies on this specific market activity. Notably absent were statements from key figures such as Michael Saylor, Brian Armstrong, or Jeremy Allaire, making market reactions largely speculative and community-driven. Coincu research indicates these declines might prompt financial recalibrations among institutions prioritizing Bitcoin for lending, with no immediate regulatory address on trading platform volatility from authorities. Possible technological advancements remain speculative, awaiting further market stabilization. “Indicators suggest Bitcoin may peak soon, potentially leading to a market downturn if crucial support fails.” — @ali_charts, Analyst Historical Context, Price Data, and Expert Insights Did you know? Similar market volatility was last observed in April–November 2021, marked by strategic whale rebalancing and institutional shifts, leading to significant market cycles. According to CoinMarketCap, Bitcoin’s market cap stood at TRILLION, with a price of $108,462.04, marking a -3.38% change over 24 hours.…

Author: BitcoinEthereumNews
Flare Lands Second Public Company For its XRP DeFi Framework

Flare Lands Second Public Company For its XRP DeFi Framework

The post Flare Lands Second Public Company For its XRP DeFi Framework appeared on BitcoinEthereumNews.com. XRP’s slow push into institutional finance just picked up another backer. Data-focused blockchain firm Flare announced on Friday that Everything Blockchain Inc. (OTC: EBZT), a U.S.-listed company, has signed a memorandum of understanding to adopt its XRP finance (XRPFi) framework for corporate treasury yield. The move comes months after Nasdaq-listed VivoPower International PLC (NASDAQ: VVPR) committed $100 million in XRP to Flare’s ecosystem, making EBZT only the second public company to do so. The agreements mark early steps in Flare’s effort to turn XRP — historically a non-yielding asset — into a productive instrument for institutions. At the center of the framework is Flare’s “FAssets” system, a trustless bridge that gives smart contract functionality to tokens like XRP and bitcoin. Combined with Firelight, Flare’s restaking layer, the setup lets companies convert XRP into FXRP and allocate it across decentralized lending, staking and liquidity protocols. “XRP, now a roughly $150 billion asset, has been a cornerstone of digital finance for more than a decade, yet institutions have had few ways to make it productive,” said Hugo Philion, Flare’s co-founder and CEO. “Flare changes that by enabling a compliant, on-chain, non-custodial yield framework designed for corporate treasuries. With VivoPower and now Everything Blockchain, public companies are validating that XRPFi is not just a concept but an emerging institutional standard,” he added. EBZT framed its decision as part of a broader shift in how public companies treat blockchain assets. “This is about unlocking the true financial utility of digital assets like XRP, not just as speculative holdings, but as yield-bearing instruments that can compound over time,” said Arthur Rozenberg, the company’s CEO. “Flare gives us the rails to do this in a way that meets the governance, security, and auditability standards required of public companies.” For now, the XRPFi push remains small in…

Author: BitcoinEthereumNews
World Bank sold $510 million in bonds backed by loans to 57 companies in emerging markets.

World Bank sold $510 million in bonds backed by loans to 57 companies in emerging markets.

The post World Bank sold $510 million in bonds backed by loans to 57 companies in emerging markets. appeared on BitcoinEthereumNews.com. The World Bank has sold $510 million in bonds backed by loans it previously issued to companies operating in emerging economies, according to Bloomberg. The transaction is the Bank’s first use of a collateralized loan obligation, a structure common on Wall Street but until now, unused by the development lender. The deal targets institutional investors hungry for yield and pushes private capital into markets where businesses typically face serious financing hurdles. The bonds are backed by debt issued to 57 different companies across Asia, South America, and Eastern Europe. That’s according to Yinni Li, a credit analyst at Moody’s Ratings, who reviewed the deal. Companies involved span sectors like telecommunications, food, and beverage production. The idea is to take loan exposures from the World Bank’s book, package them into securities, and sell them off. This would supposedly free up space on the Bank’s balance sheet to issue new loans while passing credit risk to investors. Moody’s rates $320 million piece Aaa, Goldman structures the deal The largest slice of the bonds, $320 million, was rated Aaa by Moody’s, the agency’s highest rating. This portion pays an interest rate of 1.3 percentage points over a benchmark tied to market rates. Moody’s did not assess the creditworthiness of the underlying loans themselves, only the senior tranche. The Bank kept the structure standard: risk is carved into tranches, the safest at the top, and more volatile risk below. This lets cautious investors grab high-rated debt while others take bigger bets on the lower-rated layers. Goldman Sachs worked with the World Bank on the design and execution of the transaction. The World Bank hasn’t done this before, but Wall Street has. These types of deals were heavily used before the 2008 financial crisis. Back then, toxic mortgages were bundled into seemingly safe securities, many…

Author: BitcoinEthereumNews
Ethena’s USDe Outperforms as Stablecoin Market Surpasses $280 Billion

Ethena’s USDe Outperforms as Stablecoin Market Surpasses $280 Billion

The post Ethena’s USDe Outperforms as Stablecoin Market Surpasses $280 Billion appeared on BitcoinEthereumNews.com. The stablecoin sector has grown by 65% in the past 12 months amid rising adoption. The stablecoin market has crossed the $280 billion mark for the first time ever, adding about $2.8 billion in the last week alone. Top Stablecoins Among them, Ethena’s stablecoin (USDe) has been the standout, growing in market capitalization by more than 200% since August 2024. By comparison, over the same timeframe, Circle’s USDC grew 87% and Tether’s USDT by 39.5%, cementing its position as the largest stablecoin by market cap, according to Artemis data. USDe now accounts for over 4% of the market, trailing only USDC at 24% and USDT at more than 61%. Supply Rates on Aave USDe’s success can partly be attributed to on-chain yields and DeFi integrations with apps like Pendle and Aave. On lending platforms, holders can stake USDe to earn higher rewards than competing stablecoins. For instance, as of press time, Aave’s USDe APY is about 13.78%, compared with 4.17% for USDT and 4.19% for USDC. In late 2024, Ethena Labs launched USDtb, a stablecoin designed to comply with the GENIUS Act in the U.S. It was also approved by Ethena as an eligible backing asset for USDe, and by March this year, USDtb had entered the top 10 stablecoins by market capitalization. Stablecoin Supply by Blockchain Among blockchains, Ethereum remains the undisputed leader, holding more than $148.5 billion, or roughly 53% of the total stablecoin market cap, and followed by TRON with $82.6 billion, though over 99% of the stablecoin supply there is concentrated in USDT alone. Source: https://thedefiant.io/news/defi/ethena-s-usde-outperforms-as-stablecoin-market-surpasses-usd280-billion

Author: BitcoinEthereumNews
Top Crypto ICOs to Invest in This September 2025

Top Crypto ICOs to Invest in This September 2025

September 2025 Presales Heat Up: Why MAGAX Leads the Pack September 2025 is expected to be a dynamic month for […] The post Top Crypto ICOs to Invest in This September 2025  appeared first on Coindoo.

Author: Coindoo
Dogecoin (DOGE) Price Faces Slow Growth in 2025 as Analysts Tip Mutuum Finance (MUTM) for a 3000% Surge

Dogecoin (DOGE) Price Faces Slow Growth in 2025 as Analysts Tip Mutuum Finance (MUTM) for a 3000% Surge

The post Dogecoin (DOGE) Price Faces Slow Growth in 2025 as Analysts Tip Mutuum Finance (MUTM) for a 3000% Surge appeared on BitcoinEthereumNews.com. The crypto market is witnessing a fascinating shift in investor attention. While Dogecoin (DOGE) continues to chart a slow and steady course, all eyes are turning toward Mutuum Finance (MUTM), a rising DeFi project analysts believe could redefine growth trajectories with a projected 3000% surge. Mutuum Finance (MUTM) has surpassed $15.1 million and has over 15800 investors presently.  While XRP navigates its technical hurdles, Mutuum Finance could chart its own course toward a faster surge. With its innovative financial ecosystem and increasing market traction, Mutuum Finance is emerging as a potential market disruptor. Dogecoin (DOGE): Modest Forecasts Amid Growing Interest in DeFi Alternatives Dogecoin (DOGE), currently trading at $0.2199, is experiencing a slow but steady trajectory as it remains range-bound within the broader meme-coin segment. Market sentiment skews modest, with technical models suggesting potential moderate upside, predictions include a rise to around $0.265 by late August 2025, and a year-end range between $0.20 to $0.50, contingent on ETF approval and renewed speculative momentum. While DOGE retains a loyal community and resilient brand presence, its growth outlook remains more tempered, especially as emerging DeFi platforms like Mutuum Finance begin to attract investor attention. Mutuum Finance Stage 6 Presale Mutuum Finance is at stage 6 of presale, and the token is now priced at $0.035. The next stage will see the price of the token increase by 14.29% to $0.04. Over 15,800 investors have registered for the presale, and the project has so far raised over $15.1 million. Such traction is a reflection of enhanced trust in the project and value proposition within the decentralized finance industry. Developing a Stable and Secure DeFi Platform Mutuum Finance is developing a stablecoin to be pegged on the Ethereum blockchain to the US dollar. The stablecoin is an unfalsifiable, non-algorithmic investment token that avoids volatility…

Author: BitcoinEthereumNews
Ripple CTO Ends Speculation on XRP Fork, RLUSD Becomes Key Feature on Aave’s Lending Platform, Cardano Eyes Golden Cross — Crypto News Digest

Ripple CTO Ends Speculation on XRP Fork, RLUSD Becomes Key Feature on Aave’s Lending Platform, Cardano Eyes Golden Cross — Crypto News Digest

Crypto market today. Ripple CTO addresses XRP fork speculation. Aave launches lending platform with RLUSD. Cardano nears golden cross.

Author: Coinstats