Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14917 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana and XRP Investors Eye MAGACOIN FINANCE: Best Crypto Presale for 100x ROI Potential Before 2026

Solana and XRP Investors Eye MAGACOIN FINANCE: Best Crypto Presale for 100x ROI Potential Before 2026

The crypto market is entering its most exciting phase since 2021, and investor behavior is shifting fast. As capital rotates from established giants into emerging high-upside projects, two of the most loyal investor communities, Solana and XRP holders, are converging on one name: MAGACOIN FINANCE. The project’s presale has surpassed $15 million, sparking a wave [...] The post Solana and XRP Investors Eye MAGACOIN FINANCE: Best Crypto Presale for 100x ROI Potential Before 2026 appeared first on Blockonomi.

Author: Blockonomi
Next Crypto Bull Run Begins? Bitcoin And Ethereum Show Major Strength

Next Crypto Bull Run Begins? Bitcoin And Ethereum Show Major Strength

The post Next Crypto Bull Run Begins? Bitcoin And Ethereum Show Major Strength appeared on BitcoinEthereumNews.com. Crypto News As October 2025 unfolds, the cryptocurrency market is on a roll with anticipation of a new crypto bull run. Bitcoin (BTC), trading near $124,000 and Ethereum (ETH), at $4,600, are flexing serious muscle, with analysts predicting explosive gains. Meanwhile, altcoins like Layer Brett (LBRETT), a layer 2 built and meme-driven coin, are gaining traction, hinting at a broader rally. Is this the start of the next crypto bull run? Let’s compare Bitcoin (BTC), Ethereum and Layer Brett  to assess their strength and what’s fueling the hype. Bitcoin’s Surge: The King Reclaims Its Throne Bitcoin (BTC), the original cryptocurrency, is driving the crypto bull run narrative. At around $122,000, it’s up by 8% week-to-date, reversing a late-September dip below $110,000. This surge comes amid a U.S. government shutdown that took effect recently, delaying key economic data and sparking a flight to safe-haven assets like Bitcoin (BTC) and gold. With spot Bitcoin ETFs recording $627 million in inflows on October 3 alone—led by BlackRock and Fidelity—the market’s momentum is undeniable. Analysts are eyeing $130,000 by mid-month. With Fed cuts on the horizon and ETF inflows accelerating, October could deliver 20%+ gains. Traders should monitor $120,000 support and upcoming FOMC minutes for cues. In a world of fiat uncertainty, Bitcoin’s (BTC) store-of-value narrative is stronger than ever but this also limits a speculative appeal that many investors crave. Ethereum’s Rally: Smart Contracts Power Ahead Ethereum (ETH), the backbone of DeFi and NFTs, is riding the crypto bull run wave at around  $4,400. The 2025 Shanghai 2.0 upgrade boosted scalability, slashing gas fees to $0.10 for simple transactions and enabling 100,000 TPS via sharding. Ethereum’s (ETH) ecosystem thrives, hosting 2,500+ dApps, with DeFi TVL at $150 billion, per DeFiLlama. Analysts forecast $6,500 by mid-2026, with $5,000 possible by December if BTC sustains…

Author: BitcoinEthereumNews
The end of privacy in Europe? Germany’s shift on EU Chat Control raises alarm

The end of privacy in Europe? Germany’s shift on EU Chat Control raises alarm

The post The end of privacy in Europe? Germany’s shift on EU Chat Control raises alarm appeared on BitcoinEthereumNews.com. Recent developments in Germany around the European Union’s controversial Chat Control proposal have triggered an urgent outcry from privacy advocates and technology leaders alike. The encrypted messaging app Signal took to social media to voice deep concern that Germany may be abandoning its long-standing principled stance against invasive EU surveillance measures. Signal warns that could effectively end the right to private communication in Europe. What is the chat control proposal? Chat Control is a proposal put forward by the EU aimed at compelling providers of encrypted messaging services, like Signal and WhatsApp, to scan private chats for illegal content such as child sexual abuse material. The policy demands that companies implement end-to-end message scanning. It’s a deeply contentious measure critics argue would require fundamental backdoors in encryption. Such surveillance risks undermine the very concept of private and secure communication. It would expose millions of users to governmental oversight and potential abuse. Despite fierce opposition from privacy experts, civil rights organizations, and many tech firms, Germany had maintained a principled opposition to the proposal. The country viewed Chat Control as a clear threat to citizens’ rights. However, recent reports indicate that Germany might be on the verge of reversing its position, potentially lending crucial political support to push the Chat Control initiative forward. A warning from Signal In a statement, Signal declared it was “alarmed” by these reports, highlighting the dire consequences of Germany’s anticipated shift. The messaging platform stated the importance of Germany’s previous opposition in helping to protect privacy rights across Europe. It cautioned that acquiescing to Chat Control would “spell the end of the right to privacy” on the continent. Signal further supported its statement with a detailed PDF outlining the risks and implications of the legislative proposal. The document calls on stakeholders to resist the erosion of…

Author: BitcoinEthereumNews
Best Crypto to Buy Before Bitcoin (BTC) Forms a New All-Time High

Best Crypto to Buy Before Bitcoin (BTC) Forms a New All-Time High

The post Best Crypto to Buy Before Bitcoin (BTC) Forms a New All-Time High   appeared on BitcoinEthereumNews.com. With Bitcoin (BTC) approaching a new all-time high, investors are looking for coins that can offer disproportionate returns as the market leader rises. One project that is gaining significant attention is Mutuum Finance (MUTM), a $0.035 utility-driven DeFi altcoin. With over 55% of its Stage 6 presale sold out, Mutuum Finance is demonstrating strong initial demand.  Unlike Bitcoin, which primarily benefits from market-wide momentum, Mutuum Finance offers dual lending, providing tangible utility and sustainable growth.  Bitcoin (BTC) Surges Past $121K as Momentum Builds Bitcoin (BTC) crossed over the $117K–$120K resistance zone, resulting in $135 million short liquidations and driving prices over $121K. Market strength is being driven by a combination of rising open interest to $86 billion, positive ETF inflows of $675 million, and large treasury purchases such as Metaplanet’s 5,000 BTC acquisition.  Analysts are eyeing midterm goals in the range of $165K to $181K, which is suggesting that Q4 could be setting the stage for another parabolic leg higher. As BTC continues to be the centerpiece for most news headlines and institutional funds flow, this rally is also encouraging investors to look at high-upside, early-stage project Mutuum Finance (MUTM), a utility-driven DeFi altcoin with strong presale momentum, as a way to add asymmetrical growth potential to vanilla Bitcoin exposure. Mutuum Finance Presale Numbers Indicate Starving Investor Demand Mutuum Finance (MUTM) looks on as its Stage 6 presale extends to investors globally. Appetite is still high, with over 16,750 users eager with more than $16.85 million invested already, indicating increased belief in the long-term future and direction of the project. Mutuum Finance has announced it is launching its new lending and borrowing protocol, a landmark new feature on its growing DeFi platform. It will release version V1 of the protocol on Sepolia Testnet in Q4 2025 and will introduce a…

Author: BitcoinEthereumNews
This DeFi Protocol Was Hacked For Nearly $2 million

This DeFi Protocol Was Hacked For Nearly $2 million

The post This DeFi Protocol Was Hacked For Nearly $2 million appeared on BitcoinEthereumNews.com. DeFi project Abracadabra has suffered a fresh exploit that drained about $1.7 million from its platform. Blockchain security firm Go Security flagged the breach on October 4 and confirmed that attackers had already laundered about 51 ETH through Tornado Cash. At the time of reporting, the attacker’s wallet (identified as 0x1AaaDe) still held around 344 ETH, worth approximately $1.55 million. Sponsored Sponsored How Abracadabra Was Exploited for the Third Time Security researcher Weilin Li verified the exploit and explained that the attacker manipulated Abracadabra’s smart contract variables to bypass a solvency check. This allowed them to borrow assets beyond the intended limit, prompting Abracadabra’s team to pause all contracts to prevent further losses. Another blockchain audit firm, Phalcon, traced the root cause to a faulty logic sequence in the platform’s cook function. This is a mechanism that lets users execute several predefined actions in one transaction. .@MIM_Spell was attacked hours ago, resulting in a loss of ~$1.7M. The root cause stems from the flawed implementation logic of the cook function, which allows users to execute multiple predefined operations in a single transaction. Specifically, the actions share a common… pic.twitter.com/4tQzkRbwcT — BlockSec Phalcon (@Phalcon_xyz) October 4, 2025 According to the firm, the attacker carried out two operations that overrode key safeguards. Sponsored Sponsored The first, known as action 5, initiated a borrowing process that was supposed to pass solvency checks. The second, called action 0, acted as an empty update function that rewrote the check flag and skipped the final validation step. The attacker drained more than 1.79 million MIM tokens by repeating this pattern across six different addresses. As of press time, Abracadabra has yet to comment publicly on the incident. Notably, the project’s official X account has remained silent since early September. However, Go Security reported that the Abracadabra…

Author: BitcoinEthereumNews
Ripple CEO Confirms Next Stage for XRP’s Institutional Adoption, Here’s Key Detail

Ripple CEO Confirms Next Stage for XRP’s Institutional Adoption, Here’s Key Detail

The post Ripple CEO Confirms Next Stage for XRP’s Institutional Adoption, Here’s Key Detail appeared on BitcoinEthereumNews.com. Ripple CEO confirmed the next stage for XRP’s institutional adoption, and it is privacy. That’s what prominent XRP Ledger contributor, known online as Vet, shared in a recent X post with a photo of him speaking directly to Garlinghouse, Ripple’s chief executive. Garlinghouse’s answer highlights what many in the XRP Ledger community already see as the final gap in the ecosystem. The network has introduced decentralized identifiers (DID), on-chain credentials and permissioned domains to bring compliance into the picture. It now supports multipurpose tokens (MPTs) for efficient tokenization, along with a native DEX that combines AMM liquidity with an order book. I asked Brad here what’s the path to get more institutional adoption on the XRP Ledger, so that institutions are comfortable with sharing tx hashes with us. >He said privacy. Fast forward it all makes sense and fits nicely together. We passed many compliance amendments like… pic.twitter.com/OfTSBvATEH — Vet 🏴‍☠️ (@Vet_X0) October 5, 2025 What remains, according to both developers and Ripple leadership, is a privacy layer. That includes lending and borrowing functions under proposal XLS-66, where institutions could use tokenized real-world assets as collateral, while zero-knowledge proofs (ZKPs) keep balances and transfers confidential. Privacy here is not about secrecy from regulators, but about allowing institutions to protect sensitive data from competitors while still proving compliance on-chain. Trillions for private XRP Ripple’s Senior Director of Engineering Ayo Akinyele recently pointed out that trillions in institutional assets are likely to move on-chain in the coming decade, and privacy will be central to making that happen. His team is already working on confidential MPTs, scheduled for launch in Q1, 2026, which would allow private collateral management at scale. With smart escrows under XLS-100 and smart contracts under XLS-101 tying these functions together, privacy is the bridge Akinyele expects will carry XRP Ledger into its…

Author: BitcoinEthereumNews
The GENIUS Act isn’t about banks vs crypto

The GENIUS Act isn’t about banks vs crypto

The post The GENIUS Act isn’t about banks vs crypto appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The GENIUS Act was supposed to bring clarity to stablecoins, and in many ways, it has. For the first time, there’s a clear federal framework: issuers now have to fully collateralize their coins with safe assets, maintain transparent reserves, and they cannot pay yield directly to customers. After years of uncertainty, this kind of clarity is huge, but it has also caused heads to butt. Summary Banks fear stablecoins will drain deposits, but history shows financial systems adapt — just like in the 1980s with money market funds. Instead of resisting, banks could issue their own stablecoins, modernize payments, and strengthen balance sheets. Clear regulation (GENIUS & CLARITY Acts) is critical — ensuring AML/KYC, compliance, and consumer protection. Community banks stand to gain the most, using stablecoins to compete with big institutions and offer faster, cheaper services. As soon as the ink dried, the pushback began. Banks lobbied and raised alarms over a loophole that could place their business at a disadvantage. Under the new law, banks can issue stablecoins, but with no interest. Meanwhile, crypto exchanges can still provide rewards or yield on stablecoins issued by third parties like USDC (USDC) or Tether (USDT). Banks argue this could be the start of a mass exodus of trillions of dollars in deposits, giving the power to crypto platforms, starving institutions of funds for loans, and raising borrowing costs. If that sounds familiar, it’s because we’ve seen this play out before. In the 1980s, money market funds offered better rates than bank accounts. Depositors moved, banks felt the pinch, and the financial system adjusted. Stablecoins present a similar shock today. They’re faster, cheaper, more transparent, and, if designed…

Author: BitcoinEthereumNews
The GENIUS Act isn’t about banks vs crypto, here’s how both seize to benefit | Opinion

The GENIUS Act isn’t about banks vs crypto, here’s how both seize to benefit | Opinion

Banks fear stablecoins will drain deposits. But history shows adaptation beats resistance — and stablecoins could be banks’ biggest upgrade.

Author: Crypto.news
Ripple Plans Privacy Upgrades for XRP to Drive Institutional Use in 2026

Ripple Plans Privacy Upgrades for XRP to Drive Institutional Use in 2026

Ripple is prioritizing privacy features for XRP’s institutional adoption. Zero-knowledge proofs will ensure confidentiality for XRP transactions. Ripple’s confidential multipurpose tokens are set to launch in 2026 XRP aims to handle trillions in institutional assets securely with privacy. Ripple’s CEO has confirmed the next phase of XRP’s growth, focusing on privacy to enhance its institutional [...] The post Ripple Plans Privacy Upgrades for XRP to Drive Institutional Use in 2026 appeared first on CoinCentral.

Author: Coincentral
Top Cryptos to Buy in 2025: 5 Meme Coins Set for Explosive Growth

Top Cryptos to Buy in 2025: 5 Meme Coins Set for Explosive Growth

The Top Cryptos to Buy in 2025 are no longer just Bitcoin or Ethereum. A new wave of meme coins […] The post Top Cryptos to Buy in 2025: 5 Meme Coins Set for Explosive Growth appeared first on Coindoo.

Author: Coindoo