Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14909 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Wall Street Braces for a Flood of Crypto ETFs as 100 New Funds Ready to Launch

Wall Street Braces for a Flood of Crypto ETFs as 100 New Funds Ready to Launch

The post Wall Street Braces for a Flood of Crypto ETFs as 100 New Funds Ready to Launch appeared on BitcoinEthereumNews.com. Altcoins The next big wave in finance could come from digital assets. Market experts are warning that the SEC may soon face an avalanche of crypto ETF filings, with major asset managers racing to claim their share of the rapidly expanding market. Nate Geraci, president of Novadius Wealth Management, says what’s coming will redefine the ETF space. Posting on X, he hinted that the SEC’s inbox could soon overflow. “You all have no idea what’s coming,” he wrote, suggesting that virtually every possible crypto product is now in motion. REX-Osprey Sets the Tone Much of the excitement stems from REX Shares and Osprey Funds, which recently submitted a massive batch of filings for 21 new crypto ETFs. Their list covers everything from established names like Cardano and Chainlink to newer players such as Sui and Hedera. Several of the funds also plan to integrate staking mechanisms for proof-of-stake networks. These filings were submitted under the Investment Company Act of 1940, a structure that could speed up approvals once the SEC resumes full reviews. Analysts say REX-Osprey’s aggressive expansion signals the start of a new race among issuers. Regulatory Shifts Accelerate the Trend Recent policy changes have created the perfect setup. With the SEC’s generic listing standards now in effect, ETF issuers no longer need one-by-one approvals for each spot product. Bloomberg’s Eric Balchunas notes that up to 15 crypto assets with existing futures markets on Coinbase could now qualify for ETF status. The effect could be enormous. Bloomberg Intelligence estimates that roughly 100 crypto-related funds might hit the market within the next 12 months if current momentum continues. The ETF Boom Expands Beyond Bitcoin The surge isn’t limited to spot Bitcoin or Ethereum products. New filings are blending digital assets with traditional equities to attract a wider range of investors.…

Author: BitcoinEthereumNews
MetaMask Prepares New Feature With Leaked Reward Points System

MetaMask Prepares New Feature With Leaked Reward Points System

MetaMask is preparing a Ways to Earn feature, introducing a points-based reward system with double points on LINEA activity.]]>

Author: Crypto News Flash
Tether WDK Has Now Become Open-Source – The Road to Trillions of Self-Custodial Wallets

Tether WDK Has Now Become Open-Source – The Road to Trillions of Self-Custodial Wallets

The Wallet Development Kit by Tether becomes open-source in 2025 to make it possible to build trillions of self-custodial wallets with zero dependencies.

Author: Blockchainreporter
Aethir Unveils $344M Treasury to Bridge Wall Street and Decentralized AI Compute

Aethir Unveils $344M Treasury to Bridge Wall Street and Decentralized AI Compute

The post Aethir Unveils $344M Treasury to Bridge Wall Street and Decentralized AI Compute appeared on BitcoinEthereumNews.com. The Aethir Ecosystem, the decentralized network for GPU infrastructure, has unveiled a groundbreaking Digital Asset Treasury of $344 million. This initiative represents a remarkable historic milestone in the history of artificial intelligence (AI) computing. According to a tweet by Aethir ecosystem, Predictive Oncology, a Nasdaq-listed company, has unleashed a cutting-edge treasury in the AI compute vertical. Introducing the $344 Million Aethir Digital Asset Treasury 🏦 This is the first time a Nasdaq-listed company, Predictive Oncology, has launched a treasury in the AI compute vertical. This treasury directly links institutional capital with @AethirCloud’s global GPU… pic.twitter.com/obyCqUc18S — Aethir Ecosystem (@AethirEco) October 4, 2025 Through this initiative, the company aims to set a new precedent for the direct interaction between institutional capital and decentralized infrastructure. This step aims to create a link between traditional finance and the rapidly evolving field of blockchain technology.  AI and Blockchain at the Edge of a Historic Move Through the launch of Aethir Digital Asset Treasury, Aethir is set to highlight the blending of artificial intelligence, institutional investment, and decentralized computing. The initiative aims to combine the efforts of Predictive Oncology with the growing GPU infrastructure of Aethir. With this, the groundbreaking step offers effortless exposure to investors so that they can experience decentralized physical infrastructure networks (DePIN). This collaboration represents a remarkable step forward to align real-world institutional capital with blockchain-powered AI computation.  Aethir Ecosystem Expands Its Reach Worldwide The launch of the treasury improves Aehir Ecosystem’s position as a leader in decentralized GPU computing. This advanced step leverages a blockchain-driven process to introduce a scalable AI power to institutional and retail participants alike. The AI landscape i expanding day by day, with this, the demand for GPUs goes higher than ever. Aethir, through this treasury, is poised to cement its reputation as a vital force…

Author: BitcoinEthereumNews
What Is the Future of Stablecoin in Capital Markets?

What Is the Future of Stablecoin in Capital Markets?

The post What Is the Future of Stablecoin in Capital Markets? appeared on BitcoinEthereumNews.com. The Solana Foundation President has shared views on stablecoin in capital markets, pointing to new market structures, Circle’s business shift, and the roles of Ripple and Tether. Her comments follow wider debate on yield, regulation, and how digital currencies will fit into the global system. Stablecoin Market Structure and Yield Debate The stablecoin market is moving into a new phase. Patrick Collison, co-founder of Stripe, said that stablecoin issuers may have to start sharing yield with users. He added that the same might happen in the wider banking system. He pointed out that U.S. banks hold about $4 trillion in deposits that earn no interest. The average savings account pays 0.40% according to FDIC data. In Europe, non-corporate deposits earn around 0.25%, while corporate deposits pay 0.51%. Collison believes depositors will expect and should receive returns closer to market levels. He also said some lobby groups are working to limit rewards on stablecoin deposits. Collison described the motive as keeping deposits cheap for banks, but warned that the move could be seen as unfriendly to consumers. Solana Foundation president Lily Liu agreed with this view. She said banks currently take most of the yield from deposits and loans under the fractional reserve model. She added that decentralized finance offers another option by letting users take part in lending and borrowing directly. Stablecoin Market Structure Debate | Source: Lily Liu In her words, this makes yield available across a wider range of assets and risk levels, opening access for internet users of different sizes. Circle Expands Role in the Stablecoin Market Circle has announced changes to its business model. Once known mainly as a stablecoin issuer, it now describes itself as a full-stack platform company. The firm said its new focus will be on building both an application layer, called CPN,…

Author: BitcoinEthereumNews
Ripple’s Bold Privacy Upgrade Sparks Talk of $100 XRP Price — Here’s Why the Community Is Buzzing ⋆ ZyCrypto

Ripple’s Bold Privacy Upgrade Sparks Talk of $100 XRP Price — Here’s Why the Community Is Buzzing ⋆ ZyCrypto

The post Ripple’s Bold Privacy Upgrade Sparks Talk of $100 XRP Price — Here’s Why the Community Is Buzzing ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Ripple Labs has unveiled a major privacy upgrade for the XRP Ledger (XRPL), introducing a roadmap focused on zero-knowledge proofs (ZKPs) and confidential token mechanics.  Ripple engineers, including J. Ayo Akinyele and the team, say the move is designed to make XRPL a more secure and compliant platform for institutional use. The announcement has revived debate within the XRP community, with some traders once again discussing the long-standing $100 XRP thesis—though analysts caution that the connection between privacy features and price projections remains purely speculative. This report examines the facts behind Ripple’s new privacy framework, the technology’s potential impact, and the reasons the community is buzzing about XRP’s future. Ripple’s New Privacy Framework Ripple’s Senior Director of Engineering, J. Ayo Akinyele, outlined the new initiative in an official blog post published in October 2025. Advertisement &nbsp The project focuses on integrating privacy-preserving cryptographic tools, such as zero-knowledge proofs and selective disclosure, which enable institutions to protect transaction data while maintaining regulatory compliance. Akinyele’s roadmap sets two key development milestones. Over the next 12 months, Ripple plans to introduce private, compliant transactions to the XRPL using zero-knowledge technology. In 2026, the company plans to launch “Confidential Multi-Purpose Tokens” (MPTs), which will enable the privacy-protected tokenization of real-world assets. Ripple describes these features as essential for creating “programmable privacy” that gives financial participants control over what data is shared, to whom, and under what conditions. Alongside privacy enhancements, Ripple is preparing a native lending protocol for inclusion in XRPL Version 3.0.0. TradingView reports that the new protocol will allow decentralized credit and liquidity pooling directly on the ledger. Meanwhile, the Multi-Purpose Token (MPT) standard was officially launched on the mainnet in October 2025. This MPT framework allows tokenized assets—such as real estate or commodities—to exist natively on XRPL, laying…

Author: BitcoinEthereumNews
Here’s What Bitcoin Whales Are Accumulating as Congressman Begich Pushes Bitcoin Reserve Plan

Here’s What Bitcoin Whales Are Accumulating as Congressman Begich Pushes Bitcoin Reserve Plan

The post Here’s What Bitcoin Whales Are Accumulating as Congressman Begich Pushes Bitcoin Reserve Plan  appeared on BitcoinEthereumNews.com. While Congressman Nick Begich pushes for a grand plan to build a U.S. reserve of bitcoins, institutional and whale action on the world’s biggest cryptocurrency is picking up tempo. But what is surprising most analysts is that these same whales are not putting all of their capital into Bitcoin, they are investing in high-upside altcoins, and one of the best picks is Mutuum Finance (MUTM).  At just $0.035 and already over 55% sold out in Stage 6 of its presale, Mutuum Finance is attracting whale-sized attention due to its two-layer lending infrastructure built to generate sustainable returns. With more than 16,750 investors and $16.8 million+ raised, many institutional investors now are diversifying into Mutuum Finance as a high-conviction hedge alongside Bitcoin. Bitcoin’s Strategic Position Enlarges as U.S. Legislators Call for a National Reserve Bitcoin’s role in the global financial system could surge to the level of billions with U.S. legislators calling for its inclusion in the country’s strategic reserves. Rep. Nick Begich and Sen. Cynthia Lummis have introduced the BITCOIN Act, a landmark bill that would purchase one million BTC in five years via budget-neutral mechanisms. The bill follows the lead of an executive order signed by former President Donald Trump, blocking the government from selling off seized crypto assets and instead keeping them as a permanent “digital stockpile.” Begich argues that diversifying the gold-dominant national balance sheet with Bitcoin would make America economically safer and more competitive in the digital economy.  With institutional belief in Bitcoin becoming more firm, the large traders are diversifying too, and it is here that young altcoins like Mutuum Finance (MUTM) are increasingly finding themselves on their radar screens as second-tier high-upside wagers. MUTM Presale Momentum Picks Up Pace MUTM tokens are currently going for $0.035 in Presale Round 6, an increase of 16.17%…

Author: BitcoinEthereumNews
Tether Gold Nears $1.5 Billion Market Value as Tokenized Gold Grows

Tether Gold Nears $1.5 Billion Market Value as Tokenized Gold Grows

TLDR Tether Gold’s market cap reaches $1.46 billion, backed by 11,693 kg of gold. Tether’s XAUt has grown 46% in value over the past year, outperforming markets. Tether’s new DATCO aims to boost institutional participation in tokenized gold. Tether invests $200M in mining firms to strengthen its gold-backed asset strategy. Tether Gold (XAUt), the gold-backed [...] The post Tether Gold Nears $1.5 Billion Market Value as Tokenized Gold Grows appeared first on CoinCentral.

Author: Coincentral
Tether Seeks To Raise $200 Million For Tokenized Gold Treasury – Report

Tether Seeks To Raise $200 Million For Tokenized Gold Treasury – Report

According to a recent report, the world’s largest stablecoin company, Tether, and a partner firm are looking to raise capital for a digital asset treasury company that would accumulate its tokenized gold. Tether To Launch Digital Asset Treasury Firm With XAUT: Report On Friday, October 3rd, Bloomberg reported that Tether and financial services firm Antalpha […]

Author: Bitcoinist
Walmart-Backed OnePay to Add Bitcoin and Ethereum Trading

Walmart-Backed OnePay to Add Bitcoin and Ethereum Trading

Walmart's fintech platform OnePay plans to roll out Bitcoin and Ethereum trading on its mobile banking app before the end of 2025. The move puts the retail giant's financial services directly in competition with PayPal, Venmo, and Cash App.

Author: Brave Newcoin