Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14784 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
100x Incoming? Analysts Forecast Historic Rally for Digitap ($TAP) Amid Wall Street Pivot

100x Incoming? Analysts Forecast Historic Rally for Digitap ($TAP) Amid Wall Street Pivot

The post 100x Incoming? Analysts Forecast Historic Rally for Digitap ($TAP) Amid Wall Street Pivot appeared first on Coinpedia Fintech News The finance world is experiencing a massive revolution. Global users seek speed, privacy, and interoperability, whereas traditional banking systems are often slow, expensive, and highly fragmented.. That’s where Digitap ($TAP), the first omni-bank platform, comes in. Digitap is a borderless financial ecosystem that integrates fiat and crypto under one seamless ecosystem. Being the first omni-bank …

Author: CoinPedia
SocGen’s Crypto Arm Deploys Euro, Dollar-Pegged Stablecoins in DeFi

SocGen’s Crypto Arm Deploys Euro, Dollar-Pegged Stablecoins in DeFi

The post SocGen’s Crypto Arm Deploys Euro, Dollar-Pegged Stablecoins in DeFi appeared on BitcoinEthereumNews.com. SG-FORGE is bringing its euro and dollar stablecoins to decentralized finance platforms Morpho and Uniswap. French banking giant Société Générale’s crypto arm, SG-FORGE, is expanding its stablecoin offering into decentralized finance, aiming to provide what it calls a “complementary approach” for clients. In a press release today, Sept. 30, the multinational bank said that its EUR CoinVertible (EURCV) and USD CoinVertible (USDCV) stablecoins will be available for lending, borrowing and trading on Ethereum via DeFi protocols Morpho and Uniswap. The stablecoins can be used in collateralized lending and borrowing on Morpho, backed by assets including Wrapped Bitcoin (WBTC), wrapped Lido Liquid staked ETH (WSTETH) and tokenized money market funds issued by Spiko, a management platform that offers tokenized money market funds. Per the press release, MEV Capital will act as curator of the vaults, supervising collateral lists and managing capital allocation. On Uniswap, the stablecoins will be available for spot trading, with Flowdesk providing market-making services to support liquidity, the press release reads. Uniswap is currently the largest on-chain exchange by trading volumes, while Morpho is the second-largest DeFi lending protocol, per data from DefiLlama. SG-FORGE launched EURCV in April 2023 as a stablecoin for institutional use on Ethereum. In its early phase, it was limited to a small set of approved addresses, drawing criticism from crypto purists that it functioned more like a closed or “walled-garden” token than an open asset. Responding to concerns, SG-FORGE reworked EURCV in mid-2024 to comply with the EU regulatory regime for crypto, MiCA, and removed whitelisting so that the token could move freely on public chains. Two years after launching EURCV, SG-FORGE debuted USDCV, with BNY Mellon named as reserve custodian. As of its Q2 2025 financial report, Société Générale private banking has 132 billion euros in assets under management. Source: https://thedefiant.io/news/tradfi-and-fintech/societe-generale-forge-stablecoins-morpho-uniswap

Author: BitcoinEthereumNews
Big Ideas Series, Part 6: Web3 Browser

Big Ideas Series, Part 6: Web3 Browser

The post Big Ideas Series, Part 6: Web3 Browser appeared on BitcoinEthereumNews.com. Homepage > News > Editorial > Big Ideas Series, Part 6: Web3 Browser I have had several of these ideas floating around in my head for years, and I’m going to start sharing them with entrepreneurs so we can get this party started in the Teranode era. If you turn my idea into a thriving company, please credit me and/or throw me a bone! Note on this article only: Some of these ideas exist in various capacities across Metanet Browser by Project Babbage, Metalens by Luke Rohenaz, Bottle Browser by Unwriter, Twetch, Treechat, and Brave Browser. What I haven’t seen is full integration, which I think is key, and I believe there are also some novel ideas below which nobody has touched on yet. Now, for the content!  What is it now, Kurt?! Modern browsing remains anchored to a model that treats users as products and expects them to trade privacy for access. Yet the promise of the Metanet (a world where data is owned, payments flow freely, and infrastructure scales on Bitcoin) demands a portal designed for it. A Web3 Browser (I’m calling it Web3 Browser™ in the article, but it probably deserves a more fitting name) built natively on BSV can unify the open Web with the Bitcoin economy, weave micropayments into every page, and invite builders to create richer, more private experiences. Timing matters: as decentralized apps proliferate and blockchains scale, a BSV-first browser makes Web3 accessible without compromising the ease of Web2. What Web3 Browser is Web3 Browser is more than a place to view websites. It is a privacy‑first browser that speaks both HTTP and Bitcoin protocols (like Bitcoin Schema), delivering the entire open Internet and on‑chain Metanet seamlessly. Built around an integrated BSV-native wallet, it turns every page into an economic surface: tipping a…

Author: BitcoinEthereumNews
China factory output extends six-month downward trend through September

China factory output extends six-month downward trend through September

Factory output in China continued its downward trend through September, marking half a year of declining production as businesses hold out for additional government support and await developments in trade negotiations with Washington. Government data released Tuesday showed the purchasing managers’ index climbed to 49.8 last month, up from August’s reading of 49.4. While this […]

Author: Cryptopolitan
Best Crypto Presales To Buy: Investors Eye Tapzi Alongside Magacoin For Next 1000x Explosion

Best Crypto Presales To Buy: Investors Eye Tapzi Alongside Magacoin For Next 1000x Explosion

Investors are flocking to new presale cryptos, hoping to secure early positions in projects that can deliver parabolic growth. Two […] The post Best Crypto Presales To Buy: Investors Eye Tapzi Alongside Magacoin For Next 1000x Explosion appeared first on Coindoo.

Author: Coindoo
What Cryptocurrencies are Most Useful as a Payment Method in Q4 2025?

What Cryptocurrencies are Most Useful as a Payment Method in Q4 2025?

Digital transactions are a modern necessity, and the top cryptocurrencies offer benefits over traditional fiat currencies in terms of cost, security, and speed.

Author: Cryptodaily
ADA Whales Sell Over $500M as Buy Activity Surges in DeFi Alternative

ADA Whales Sell Over $500M as Buy Activity Surges in DeFi Alternative

The post ADA Whales Sell Over $500M as Buy Activity Surges in DeFi Alternative  appeared on BitcoinEthereumNews.com. As Cardano (ADA) whales offload more than $500 million in tokens, the market is witnessing a notable shift in investor focus toward high-utility DeFi alternatives. One project capturing significant attention is Mutuum Finance (MUTM), currently priced at just $0.035. Unlike ADA, which faces short-term selling pressure despite its established ecosystem, MUTM offers practical decentralized finance solutions, including peer-to-peer and pooled lending, flexible staking rewards, and full custody of assets.  With over 16,660 holders and more than $16.55 million raised in presale funding, the platform is gaining traction among both retail and institutional investors. Mutuum Finance’s innovative tokenomics, real-world utility, and rapidly expanding community could make it a top coin for high-upside gains in 2025, providing an appealing alternative for those looking to diversify beyond traditional altcoins like ADA. Cardano (ADA) Faces Bearish Pressure as Whales Increase Selling, Key Levels to Watch Cardano (ADA) is facing a challenging market condition with technical indicators showing mixed to bearish momentum. After Monday’s 6.1% decline, ADA closed below its daily support price of $0.84, and the RSI was at 40, well away from neutral, while the MACD had a bearish crossover. Price action shows strong selling pressure near $0.79, forming a clear downtrend channel, and analysts suggest that if ADA keeps falling, it may probe the 50% retracement level at $0.76, which is a significant support level calculated from the June low of $0.51 to August high of $1.02.  Despite all this stress, ADA has remained above $0.88 support, indicating that retail investors are entering to purchase selling from whales and steer clear of breakdown below. While ADA struggles with volatility and bearish indicators, investors are increasingly seeking alternative crypto opportunity, Mutuum Finance (MUTM) that offer groundbreaking DeFi utility and higher potential upside. Presale Dynamics and Market Outlook Mutuum Finance (MUTM) is back in…

Author: BitcoinEthereumNews
Stablecoin Boom Fuels Crypto Lobby for Clear Tax Rules

Stablecoin Boom Fuels Crypto Lobby for Clear Tax Rules

The post Stablecoin Boom Fuels Crypto Lobby for Clear Tax Rules appeared on BitcoinEthereumNews.com. Key Highlights: With the GENIUS Act gaining bipartisan support, lawmakers are now looking at clearer tax rules for crypto. The crypto industry expressed concerns regarding issue of double taxation for digital assets. Now, they are also questioining whether staking rewards should be taxed or not. Tax reform is now in the sights of lawmakers and digital asset proponents following the recent bipartisan passage of legislation (GENIUS Act) that would give banks and nonbank firms the power to issue stablecoins. Having already reached that milestone, the next thing on the agenda in Washington is how crypto transactions are to be taxed. The Senate Finance Committee will meet this week to discuss the current structure. The hearing follows one of its two-month postponements after the House Ways and Means Committee had heard industry representatives who complained that the lack of clear direction is causing mainstream financial players to avoid venturing into the industry. Crypto Industry Raises Concerns Over ‘Double Taxation’ The most controversial matter is the disposition of block rewards designed by mining and staking. Industry officials argue that taxing newly created tokens as they are produced and again as they are sold is discriminatory against the participants. “It is created property,” said Jason Somensatto, policy director at Coin Center. He added that current guidance reflects “a kind of misunderstanding of the technology and just wrong on the law.” Sen. Todd Young (R-Ind.) plans to press witnesses on that. The office said that he was especially interested in whether staking rewards ought to be taxed as the harvest of a farmer or the original work of an artist, which is not taxed until sold. A bill proposed earlier this month by Sen. Cynthia Lummis (R-Wyo.) would provide an exception to taxing mining and staking rewards until disposal. Lummis may not belong to…

Author: BitcoinEthereumNews
Jonathan Chang joins 0G Foundation board to drive decentralized AI adoption

Jonathan Chang joins 0G Foundation board to drive decentralized AI adoption

The post Jonathan Chang joins 0G Foundation board to drive decentralized AI adoption appeared on BitcoinEthereumNews.com. 0G Foundation, the body overseeing the development of the 0G ecosystem, has appointed Dr Jonathan Chang to its board of directors to help accelerate the adoption of decentralized artificial intelligence (DeAI). Dr Chang, described by the foundation as a technologist, entrepreneur, educator, and researcher, will work to promote DeAI as a public good. His mandate includes engaging with policymakers, governments, and institutions, as well as funding education and research with universities. “I’m excited to support Web3’s largest decentralized AI operating system and Layer-1 ecosystem in its mission to make AI a public good,” said Dr Chang on his appointment. “0G’s infinitely scalable infrastructure composed of an L1 modular blockchain, cost-efficient storage, verifiable AI, generative agents, and a unified service marketplace, forms a thriving ecosystem that has secured over USD $350M in committed funding. My mandate is to work with policymakers, governments, and institutions worldwide to advance decentralized AI, while funding education and research with top universities to prepare for a fast-changing AI world.” Background in technology and finance Before joining 0G Foundation, Dr Chang was CEO of Heritage Singapore, where he oversaw flagship cultural initiatives such as the Singapore Heritage Festival and Singapore Night Festival. He also previously served as CEO of Fintopia Indonesia, Southeast Asia’s largest micro-lending fintech platform, and as Chief Strategy Officer for Fintopia’s global operations. Earlier roles include leadership positions at Shopify, Google for Education’s Next Billion Users initiative, and Singapore Management University’s Lien Centre for Social Innovation. He is also the author of Personal Branding: Crafting Your Path to Success. Dr Chang studied at Harvard and Stanford before earning a doctorate in entrepreneurship education and policy from the University of Pennsylvania. At 0G Foundation, he will focus on expanding opportunities for students, developers, and startups to use 0G’s open-source stack to build AI-powered applications. His…

Author: BitcoinEthereumNews
Jonathan Chang to Lead 0G Foundation’s Push for Real-World Decentralized AI

Jonathan Chang to Lead 0G Foundation’s Push for Real-World Decentralized AI

Dr. Jonathan Chang joins the 0G Foundation board to advance decentralized AI adoption, education and policy partnerships following the Aristotle Mainnet launch.

Author: Blockchainreporter