Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14767 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Starknet Launches Bitcoin Staking and Yield Products in BTCFi Expansion

Starknet Launches Bitcoin Staking and Yield Products in BTCFi Expansion

PANews reported on September 30th that Bitcoin staking has launched on Starknet, a platform the project claims is the first trustless Bitcoin staking platform to be implemented on a Layer 2 network. Holders retain custody of their assets while earning rewards and contributing to network consensus. Starknet describes this as a "Bitcoin strategy for veteran Bitcoiners." This initiative does not alter Bitcoin's base layer, but rather relies on wrapped versions of BTC, such as WBTC, tBTC, Liquid Bitcoin, and SolvBTC, which can be delegated and staked on Starknet. At the same time, the Starknet Foundation will allocate 100 million STRK (US$12 million) to promote the development of the BTCFi ecosystem, including incentivizing Bitcoin-collateralized lending, making Starknet the most cost-effective place to use Bitcoin as collateral and implement yield-generating strategies. Furthermore, Re7 Capital announced on Tuesday that it plans to launch a new Bitcoin-denominated yield product on Starknet in October. By combining off-chain derivatives, DeFi strategies, and Bitcoin staking, it will generate returns directly in Bitcoin. The fund will be tokenized to facilitate wider investor participation.

Author: PANews
Keel Debuts as Sky's Solana-Focused 'Star' With a $2.5B Roadmap to Boost RWAs and DeFi

Keel Debuts as Sky's Solana-Focused 'Star' With a $2.5B Roadmap to Boost RWAs and DeFi

Keel, a new Solana-native capital allocator, debuted on Tuesday with a roadmap to channel up to $2.5 billion across decentralized finance (DeFi) and tokenized asset markets in the Solana (SOL) ecosystem.Keel is structured as being part of the Sky ecosystem, the long-running DeFi protocol formerly known as MakerDAO, as one of its autonomous units called "stars." That's part of Sky's major overhaul dubbed Endgame that includes creating smaller units, each of which is responsible for its own governance and innovation at the edge of the ecosystem. Sky is centered around issuing the USDS (USDS) and DAI (DAI) decentralized stablecoins, which have a combined supply of over $7 billion.Spark, the first of Sky's stars, has grown to more than $10 billion in total value locked (TVL) on Ethereum while allocating funds to over $1 billion in tokenized assets. Grove, the second unit launched earlier this year, is focused on collateralized loan obligations.Keel's mandate is acting as an on-chain capital allocator that sits between Solana DeFi protocols and the broader stablecoin economy. It receives a dedicated balance sheet from the USDS stablecoin reserves to deploy and support Solana-native protocols to generate yield. Early integrations include Kamino, Jupiter and Raydium, Solana-hosted marketplaces where liquidity can serve as a foundation for lending markets, routing and liquidity pools."Keel was founded on the belief that the next phase of on-chain finance growth needs more than new assets alone; it needs liquidity that can be accessed at speed and scale," said Cian Breathnach, CEO of Matariki Labs and a contributor to Keel. "Keel is the first to provide these enablers on Solana, delivering the capital and catalyzing force for the next stage of growth in on-chain lending, borrowing, tokenization and more."Keel's plan could also help attract more tokenized real-world assets (RWA) to the Solana space, a fast-growing sector that aims to use blockchain rails to move and settle traditional financial assets like bonds, commodities and stocks.Lily Liu, president of the Solana Foundation, called Keel "a key step" in positioning the blockchain as a leading marketplace for internet-scale capital markets. Rune Christensen, co-founder of Sky, added that Keel is set to become the largest capital allocator on Solana and will play a key role in shaping the DeFi and RWA landscape.Read more: Blockchain-Based RWA Specialists Bring $50M to Apollo's Tokenized Credit Strategy

Author: Coinstats
PBOC sets USD/CNY reference rate at 7.1055 vs. 7.1089 previous

PBOC sets USD/CNY reference rate at 7.1055 vs. 7.1089 previous

The post PBOC sets USD/CNY reference rate at 7.1055 vs. 7.1089 previous appeared on BitcoinEthereumNews.com. On Tuesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1055 compared to the previous day’s fix of 7.1089 and 7.1166 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71055-vs-71089-previous-202509300115

Author: BitcoinEthereumNews
As NBC Debuts ‘On Brand’, Bozoma Saint John Goes Back To Her Marketing Roots With Jimmy Fallon

As NBC Debuts ‘On Brand’, Bozoma Saint John Goes Back To Her Marketing Roots With Jimmy Fallon

The post As NBC Debuts ‘On Brand’, Bozoma Saint John Goes Back To Her Marketing Roots With Jimmy Fallon appeared on BitcoinEthereumNews.com.

Author: BitcoinEthereumNews
Hyperliquid (HYPE) Rallies Toward $50 as Hypurr NFT Frenzy Sends Floor Above $60K

Hyperliquid (HYPE) Rallies Toward $50 as Hypurr NFT Frenzy Sends Floor Above $60K

Hyperliquid’s native token HYPE is approaching the $50 mark after a 24-hour 7.7% increase to approximately $47, driven by the launch of 4,600 Hypurr NFTs on the HyperEVM. The collection launched strongly with a floor near $68,700 and about $45 million in first-day volume. Related Reading: Bitcoin Coin Days Destroyed Drops By 50% Amid Waning […]

Author: Bitcoinist
Can Ethereum (ETH) Bulls Defend $4,000? Market Weakness Targets ETH, But 1 DeFi Altcoin Could Save Portfolios

Can Ethereum (ETH) Bulls Defend $4,000? Market Weakness Targets ETH, But 1 DeFi Altcoin Could Save Portfolios

With Ethereum (ETH) facing pressure at the $4,000 level, investors are holding their breath to see if bulls can keep holding on against mounting market vulnerability. While ETH remains the pillar of the crypto market, shrewd traders are looking at alternatives to save and build up their portfolios. One top choice is Mutuum Finance (MUTM), […]

Author: Cryptopolitan
New projects from DeFi veterans: Curve founder creates BTC pool, AC plans to build a full-fledged exchange

New projects from DeFi veterans: Curve founder creates BTC pool, AC plans to build a full-fledged exchange

Author: Ash Compiled by: TechFlow @newmichwill, founder of @CurveFinance, is launching @yieldbasis, a Bitcoin AMM liquidity platform with no impermanent loss. Meanwhile, @yearnfi founder and DeFi god @AndreCronjeTech is building @flyingtulip_, a unified AMM+CLOB exchange. Two different attempts to solve the same problem: how to make on-chain liquidity truly effective: Yield Basis ($YB): A Curve-native AMM that eliminates impermanent loss for BTC liquidity providers by maintaining a constant 2x leveraged BTC-crvUSD liquidity pool (LP value remains 1:1 with BTC while earning transaction fees). Users can mint ybBTC (yield-generating BTC). Flying Tulip ($FT): An on-chain unified exchange (including spot, lending, perpetual contracts, options, and structured returns), based on a volatility-aware hybrid AMM+CLOB architecture, combined with a slippage-aware lending mechanism, and ftUSD (a delta-neutral USD equivalent) as the core incentive. Yield Basis Traditional AMMs allow BTC liquidity providers to sell when prices rise or buy when prices fall (√p exposure, DeepChao Note: market risk exposure measured in square roots of prices), resulting in impermanent losses that often exceed the fees earned from providing liquidity. The specific mechanism of Yield Basis will be explained in detail later, but the core is: users deposit BTC into the platform, and the protocol borrows an equal amount of crvUSD, forming a 50/50 BTC-crvUSD Curve liquidity pool, which operates with 2x compound leverage. A re-leveraged AMM and virtual pool maintains a debt approximately equal to 50% of the liquidity pool value; arbitrageurs profit by maintaining leverage constant. This allows the value of the liquidity pool to change linearly with BTC while earning transaction fees. Liquidity providers hold ybBTC, a yield-generating BTC receipt token that automatically compounds BTC-denominated transaction fees. The platform also provides governance tokens $YB, which can be locked as veYB and used for voting (for example, selecting liquidity pool reward distribution). Yield Basis is primarily aimed at BTC holders who want to unlock productive BTC in a protocol that solves the impermanent loss problem and earn fees. Flying Tulip Traditional decentralized exchanges (DEXs) often have static user experiences and risk profiles. Flying Tulip aims to bring centralized exchange (CEX)-level tools to the blockchain by adjusting AMM curves based on volatility and adjusting loan-to-value (LTV) ratios based on actual execution/slippage. Its AMM adjusts the curvature based on the measured volatility (EWMA) - that is, it tends to be flat (close to the constant sum) in the case of small volatility to compress slippage and impermanent loss; it has more multiplicative characteristics in the case of large volatility to avoid liquidity depletion. ftUSD tokenized delta-neutral liquidity pool positions are generated and used for incentive mechanisms and liquidity programs. The platform token $FT may be used for revenue buybacks, incentives, and liquidity programs. Flying Tulip is a DeFi super app: an exchange that supports spot trading, lending, perpetual contracts, and options. Execution quality relies on accurate volatility/impact signals and robust risk control in stressed environments. Outlook of the two projects Yield Basis aims to become a platform for BTC liquidity, while Flying Tulip aims to become a platform for all on-chain native trading. In an era dominated by perpetual contract decentralized exchanges (Perp DEXs), Flying Tulip's launch seems opportune. Frankly, if it can achieve best execution, Flying Tulip could even divert future BTC traffic to a pool similar to YB. If Yield Basis succeeds, ybBTC could become Bitcoin's "stETH" primitive: BTC exposure + liquidity provider (LP) trading fees, without impermanent loss. Flying Tulip has the potential to launch its integrated stack, providing users with centralized exchange (CEX)-level tools, attempting to become a "one-stop shop for all DeFi." While cautiously optimistic about both projects, it's important to note that these projects, led by OG founders and top-tier teams, remain untested, and their founders must also consider the development of other protocols, such as Curve and Sonic. The above image was compiled by TechFlow as follows:

Author: PANews
Andre Cronje's new crypto project, Flying Tulip, has raised $200 million in seed funding at a $1 billion token valuation.

Andre Cronje's new crypto project, Flying Tulip, has raised $200 million in seed funding at a $1 billion token valuation.

PANews reported on September 30th that Flying Tulip, a new crypto project founded by DeFi veteran Andre Cronje, has secured $200 million in private seed funding. The company aims to build an on-chain exchange spanning the entire DeFi landscape, encompassing spot trading, derivatives, lending, stablecoins, and insurance. The $200 million round, raised in the form of a Simple Agreement for Future Tokens (SAFT), values Flying Tulip's tokens at a fully diluted value (FDV) of $1 billion. The funding round, which launched on August 14th and closed within a month, did not include a single lead investor. Participants included Brevan Howard Digital, CoinFund, DWF Labs, FalconX, Hypersphere, Lemniscap, Nascent, Republic Digital, Selini, Sigil Fund, Susquehanna Crypto, Tioga Capital, and Virtuals Protocol. Flying Tulip now plans to raise up to an additional $800 million through a public sale of its FT tokens at the same $1 billion valuation. Cronje stated that this sale will be conducted on Flying Tulip's own platform, rather than leveraging an existing ICO. The fundraising will feature an "on-chain redemption right," allowing investors to burn FT tokens at any time to redeem a portion of their initial investment in assets. Redemptions will be managed by an audited smart contract, with safeguards such as queues and rate limits in place to ensure solvency. In the event of a temporary shortage of reserves, requests will be placed in a transparent queue and processed once funds are replenished. FT tokens are non-transferable until the public sale is complete. Team members will have no initial allocations, and their compensation will be based on planned open market buybacks funded by protocol proceeds, directly tying their upside to performance.

Author: PANews
OpenAI’s ChatGPT-5 Gives Mutuum Finance (MUTM) and Dogecoin (DOGE) Price Predictions for the End of 2025

OpenAI’s ChatGPT-5 Gives Mutuum Finance (MUTM) and Dogecoin (DOGE) Price Predictions for the End of 2025

The post OpenAI’s ChatGPT-5 Gives Mutuum Finance (MUTM) and Dogecoin (DOGE) Price Predictions for the End of 2025 appeared on BitcoinEthereumNews.com. As the crypto market looks toward Q4 2025, investors are weighing established coins against emerging DeFi projects for maximum growth potential. Dogecoin (DOGE), long a community favorite, continues to draw attention for its mainstream recognition and meme-driven momentum. Meanwhile, Mutuum Finance (MUTM) is turning out to be one of the next-gen DeFi platforms with future-proof lending and borrowing solutions that are above hype.  Mutuum Finance is presently at stage 6 level of $0.035 in its presale. Mutuum Finance has already raised more than $16.52 million and onboarded more than 16,640 holders, demonstrating a positive sign regarding market sentiment. Mutuum Finance’s high potential for upside, in that it could outcompete regular meme coins by offering real utility and explosive expansion next year Dogecoin Struggles to Keep the Line as Bears Close in Dogecoin (DOGE) is facing a severe test this week, falling 17% to around $0.225 as vulnerability in the broader market drags Bitcoin beneath $110K and Ethereum beneath $4,000. The $0.20 level has now become a strong psychological support, with bulls fighting hard to hold it to avoid further decline. On the upper side, the $0.25 remains the first key resistance, and turning it around could be the key to a push towards $0.288.  Technical indicators, however, show a cautious outlook: the RSI is at 34, pointing to intense selling pressure, and a bearish MACD signals bearish momentum. If $0.20 holds, the next big support is at $0.189, a price level that may decide DOGE’s near future fate. And with critical PCE figures imminent, the volatility would only be amplified. While DOGE investors await this make-or-break test, attention is already being focused on new Mutuum Finance which is alternatives with better fundamentals. Mutuum Finance Presale Numbers Show Strong Support Mutuum Finance (MUTM) has set a new presale record milestone at…

Author: BitcoinEthereumNews
Andre Cronje-backed Flying Tulip raises $200M at $1B valuation

Andre Cronje-backed Flying Tulip raises $200M at $1B valuation

The post Andre Cronje-backed Flying Tulip raises $200M at $1B valuation appeared on BitcoinEthereumNews.com. Key Takeaways Flying Tulip, backed by Andre Cronje, raised $200M at a $1B valuation. The project will launch ftUSD on Sonic Labs while scaling its DeFi infrastructure and ecosystem. Flying Tulip, a DeFi technology company backed by Andre Cronje, raised $200 million at a $1 billion valuation. The project is launching on Sonic Labs before expanding to other chains, with plans to debut ftUSD, a native stablecoin designed for yield-generating opportunities within an integrated ecosystem. Sonic Labs provides the performance infrastructure for Flying Tulip’s operations, with scalability aimed at supporting complex financial protocols. The company is incorporating features such as adaptive curve, automated market makers, and dynamic loan-to-value money markets to enhance trading efficiency. Flying Tulip is also designed as a full-stack onchain exchange, integrating spot trading, derivatives, lending, stablecoins, and insurance into a single cross-margin system. Source: https://cryptobriefing.com/flying-tulip-soniclabs-launch-200m-ftusd-defi/

Author: BitcoinEthereumNews