Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14767 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Andre Cronje’s Flying Tulip Completes $200M Round, Reveals Tokenomics for Public Phase

Andre Cronje’s Flying Tulip Completes $200M Round, Reveals Tokenomics for Public Phase

The post Andre Cronje’s Flying Tulip Completes $200M Round, Reveals Tokenomics for Public Phase appeared on BitcoinEthereumNews.com. Key Notes The platform combines stablecoin, trading, lending, and insurance in one cross-margin system for capital efficiency. Token holders can redeem for original principal via perpetual put option funded by segregated on-chain reserve. Team earns tokens through protocol revenue buybacks rather than initial allocation to align incentives with platform usage. Flying Tulip, a new on-chain financial marketplace led by Andre Cronje, has secured $200 million in a private funding round and announced an upcoming public sale of its $FT token at the same valuation. This new initiative aims to deliver a unified market structure for digital assets, combining a native stablecoin, spot and derivatives trading, lending, and on-chain insurance in a cross-margin system designed for capital efficiency, all-in-one financial features on-chain. The funding round saw participation from several global investors, including Brevan Howard Digital, CoinFund, DWF, FalconX, Hypersphere, Lemniscap, Nascent, Republic Digital, Selini, Sigil Fund, Susquehanna Crypto, Tioga Capital, and Virtuals Protocol. https://t.co/EDFlo1Or3V — Lemniscap (@Lemniscap) September 29, 2025 The project is seeking up to $1 billion in total funding from both private and public sources, reflecting rising institutional confidence in the DeFi sector and renewed interest in projects led by Andre Cronje, similar to past successes with projects like Yearn Finance. Unique Redemption Rights and Tokenomics Flying Tulip’s primary-sale participants, both private and public, will receive an on-chain redemption right. This feature, described as a “perpetual put,” allows holders to redeem their tokens for up to their original principal in contributed assets, such as ETH, at any time. Settlements are handled through a segregated on-chain redemption reserve funded by the capital raised. According to the announcement, this model is designed to “protect downside while preserving unlimited upside” for users. A notable aspect of Flying Tulip’s tokenomics is that the team receives no initial allocation of tokens. Instead, team exposure…

Author: BitcoinEthereumNews
Andre Cronje’s Flying Tulip Raises $200 Million Ahead of ICO

Andre Cronje’s Flying Tulip Raises $200 Million Ahead of ICO

The post Andre Cronje’s Flying Tulip Raises $200 Million Ahead of ICO appeared on BitcoinEthereumNews.com. The Yearn founder’s new platform aims to unify DeFi services like spot trading, derivatives and lending. Flying Tulip, the latest venture from prolific decentralized finance (DeFi) developer Andre Cronje, has raised $200 million in a private seed round, valuing the project at a fully diluted valuation (FDV) of $1 billion. Prominent participants included Brevan Howard Digital, CoinFund, DWF Labs, and Susquehanna Crypto. The project plans to raise an additional $800 million through a public sale of its native FT token at the same valuation, conducted on Flying Tulip’s proprietary platform. However, exact dates for the platform’s launch and token sale remain uncertain. Described as a full-stack onchain exchange, Flying Tulip aims to unify DeFi services, including spot trading, derivatives, lending, stablecoins, and insurance, into a single ecosystem. The platform is an evolution of the Deriswap model laid out by Cronje in 2020 that aimed to merge multiple DeFi functions under one system. Notably, Flying Tulip introduces an “onchain redemption right,” allowing both private and public investors to redeem their $FT tokens for their original principal at any time, providing downside protection. Cronje told The Block that the mechanism prevents the misuse of raised capital, as the funds can only be deployed into onchain strategies such as Aave, Ethena, and Spark to generate an annual yield of approximately 4%. The resulting yield, estimated to generate $40 million annually from $1 billion in raised capital, is expected to fund the platform’s development. Team members will not receive an initial token allocation, with their compensation contingent on market buybacks funded by protocol revenue, aligning incentives with the platform’s success. According to a pitch deck viewed by The Block, Cronje anticipates that protocol revenues will fuel token buybacks, ecosystem incentives, and higher yields. This approach aims to create a “self-reinforcing growth flywheel” while mitigating…

Author: BitcoinEthereumNews
Top Cryptos to Buy Now That Could Turn $500 into Generational Wealth

Top Cryptos to Buy Now That Could Turn $500 into Generational Wealth

As investors search for the best ways to squeeze out as much as possible from this bull run, Shiba Inu (SHIB) and Mutuum Finance (MUTM) are among the best options with the potential to transform small bets into generational wealth. While SHIB relies on community-sourced hype, Mutuum Finance is distinguished by actual DeFi utility, featuring […]

Author: Cryptopolitan
PBOC sets USD/CNY reference rate at 7.1089 vs. 7.1152 previous

PBOC sets USD/CNY reference rate at 7.1089 vs. 7.1152 previous

The post PBOC sets USD/CNY reference rate at 7.1089 vs. 7.1152 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Monday at 7.1089 compared to the previous day’s fix of 7.1152. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71089-vs-71152-previous-202509290119

Author: BitcoinEthereumNews
Pundit Claims That Ripple Is Building The Banking System Right On The Blockchain Using XRP

Pundit Claims That Ripple Is Building The Banking System Right On The Blockchain Using XRP

Both Ripple and XRP have been a topic of debate in the crypto community for years. However, recent discussions have reignited interest in its current and future role within the global finance sector. Market experts are now asking whether XRP is genuinely reforming the financial system or simply recreating existing banking structures on the blockchain. […]

Author: Bitcoinist
Dogecoin Price Prediction: DOGE Whales Looking for the Next 100x Crypto Seen Buying New Crypto at $0.035

Dogecoin Price Prediction: DOGE Whales Looking for the Next 100x Crypto Seen Buying New Crypto at $0.035

As Dogecoin (DOGE) keeps pace in the market, whale investors are seeking new investments that have greater potential for expansion. Among the areas they are looking is at the Mutuum Finance (MUTM) presale, a recently introduced decentralized finance (DeFi) project. The presale has seen the project take in more than $16.52 million with more than […]

Author: Cryptopolitan
Big Banks Push to Dismantle GENIUS Act as Crypto Group Fights Back

Big Banks Push to Dismantle GENIUS Act as Crypto Group Fights Back

TLDR: Blockchain Association warned banks want to roll back GENIUS Act protections, risking consumer access to stablecoin innovation. Letter to Congress stresses GENIUS guarantees one-to-one reserves, oversight, and clarity for U.S. crypto companies. Banking lobby argues stablecoins threaten deposits, though deposits total $18T versus $277B in stablecoins worldwide. Campaign launched to raise awareness and push [...] The post Big Banks Push to Dismantle GENIUS Act as Crypto Group Fights Back appeared first on Blockonomi.

Author: Blockonomi
What Is Bitcoin Hyper? Bitcoin’s Fastest Layer-2 Nears $19M in Viral Presale

What Is Bitcoin Hyper? Bitcoin’s Fastest Layer-2 Nears $19M in Viral Presale

The post What Is Bitcoin Hyper? Bitcoin’s Fastest Layer-2 Nears $19M in Viral Presale appeared on BitcoinEthereumNews.com. Yet for all its dominance, the network still struggles with a basic problem: speed. Bitcoin processes around seven transactions per second (TPS), making it slow, expensive, and unsuitable for today’s demands like dApps, DeFi, or even meme coins. During peak periods, fees can spike above $100, pricing out everyday users who simply want to move their $BTC. The concept has clearly struck a nerve. Its presale has already pulled in close to $19M. If you want to understand why investors are piling in, now’s the time to pay attention. The Problem Bitcoin Still Hasn’t Solved Bitcoin ($BTC) remains surprisingly clunky in 2025. The network averages around nine TPS in real-time, while Solana ($SOL) clears more than 770 TPS – around 85x faster. At peak, Bitcoin might touch 13 TPS, but Solana’s max throughput has hit 4.7K TPS in recent blocks, with a theoretical ceiling above 65K TPS. That gap shows just how far behind Bitcoin lags in terms of raw scalability. Source: Chainspect And block times don’t help. With 10 minutes between confirmations, using Bitcoin for everyday payments feels outdated in a world where people expect instant settlement. Fees are another sticking point. In April 2024, during the launch of the Runes protocol, average Bitcoin fees spiked above $120 as a result of high congestion, making small payments not only impractical but downright absurd. Imagine trying to buy a $4 coffee and having to pay $120 just to settle it. The surge in ordinals and BRC-20 meme coin activity in 2023–2024 filled blockspace, driving fees higher and leaving regular $BTC transactions stuck in the queue. At the same time, ETFs have made Bitcoin easier to hold, but not easier to use. Bitcoin remains unmatched as a store of value. But as an execution layer, it’s still missing critical components. And…

Author: BitcoinEthereumNews
Intro to DAOs: Deep dive into decentralized organizations

Intro to DAOs: Deep dive into decentralized organizations

Decentralized Autonomous Organizations (DAOs) represent one of blockchain technology’s most revolutionary applications, fundamentally reshaping how communities organize, govern, and collaborate in the digital age. Over the years, DAOs have evolved from experimental concepts to billion-dollar ecosystems managing everything from DeFi protocols to public goods funding, demonstrating their potential to redefine organizational structures across industries. What […]

Author: Cryptopolitan
Maple Finance and Elwood Technologies Create New Pathway for Institutional Crypto Credit

Maple Finance and Elwood Technologies Create New Pathway for Institutional Crypto Credit

TLDR Maple & Elwood unite to bridge DeFi credit with institutional-grade systems. Partnership powers secure, scalable access to institutional crypto credit. Maple taps Elwood’s risk tools to expand institutional DeFi credit markets. Elwood & Maple build seamless gateway to tokenized institutional credit. Institutional crypto credit gains robust rails with Maple–Elwood alliance. Maple Finance and Elwood [...] The post Maple Finance and Elwood Technologies Create New Pathway for Institutional Crypto Credit appeared first on CoinCentral.

Author: Coincentral